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The variables explained here drive your Burnside, Kentucky Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Burnside, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Burnside, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Burnside 2 Beds, 1 Bath, 1700 sqft $74,000 $46
Eli 3 Beds, 2 Baths, 2,350 sqft $86,000 $37
Gradyville 3 Beds, 1 Bath, 2,330 sqft $125,000 $54
Gregory 3 Beds, 2 Baths, 1,330 sqft $77,000 $31
Corbin 3 Beds, 1 Bath, 1,870 sqft $126,000 $56
Sunbright, TN 2 Beds, 1 Bath, 1,510 sqft $89,000 $26
Byrdstown, TN 2 Beds, 1 Bath, 920 sqft $52,000 $28
Burnside 3 Beds, 2 Baths, 1,350 sqft $72,000 $21
Fonde 3 Beds, 2 Baths, 1,240 sqft $75,000 $16
Rockholds 2 Beds, 1 Bath, 1,490 sqft $62,000 $28
Eubank 2 Beds, 1 Bath, 900 sqft $60,000 $12
Hustonville 2 Beds, 1 Bath, 1,570 sqft $67,000 $27
Albany 2 Beds, 1 Bath, 1,550 sqft $71,000 $26
Siler 2 Beds, 1 Bath, 1,120 sqft $68,000 $19
Russell Springs 3 Beds, 1 Bath, 1,510 sqft $78,000 $34
Jamestown, TN 2 Beds, 1 Bath, 1,710 sqft $88,000 $30
Liberty 2 Beds, 1 Bath, 1,230 sqft $67,000 $29
Barbourville 2 Beds, 1 Bath, 1,130 sqft $51,000 $25
Oneida, TN 3 Beds, 1 Bath, 1,260 sqft $67,000 $25
Waynesburg 2 Beds, 1 Bath, 1,520 sqft $93,000 $24
Keavy 3 Beds, 2 Baths, 1,990 sqft $102,000 $30

If your Burnside, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Burnside:

Claim Typical Claim Amount
WATER DAMAGE $5,500
LIABILITY (ALL OTHER) $27,000
HAIL $6,000

Your Burnside, KY insurance agent (see examples below) can help with your claims.

  • Travelers: First Insurance Group, 2520 s hwy 27, Somerset, KY, 42501 Phone: 606-676-0089
  • State Farm: Tammy Cundiff, 3311 s highway 27 ste 10, Somerset, KY, 42501-3179 606-676-0000
  • Allstate: Kelly Horseman, 312b sallee st, Somerset, KY, 42501 (606) 679-1130
  • Nationwide: Alan K Hatfield Inc., 290 mckee rd, Somerset, KY, 42503 (606) 679-6904
  • Liberty Mutual Independent: Parker Insurance Agency Inc, 118 n main st, Somerset, KY, 42501 (606) 678-5246

Your Background Impacts Your Home Insurance Quotes

Here is a list of Burnside, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income 2 Pets, Smoker $210
Retired 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $70
Part Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Non-Smoker $60