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In Depth Analysis of Blackey, Kentucky Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Blackey, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Blackey, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Blackey 3 Beds, 1 Bath, 1610 sqft $74,000 $18
Haysi, VA 3 Beds, 1 Bath, 1,230 sqft $88,000 $36
Millstone 2 Beds, 1 Bath, 1,380 sqft $57,000 $21
Raccoon 2 Beds, 1 Bath, 1,040 sqft $42,000 $14
Martin 3 Beds, 2 Baths, 1,480 sqft $83,000 $20
Bloomingdale, TN 3 Beds, 1 Bath, 2,310 sqft $108,000 $40
Salyersville 2 Beds, 1 Bath, 1,180 sqft $62,000 $14
Dungannon, VA 3 Beds, 1 Bath, 1,640 sqft $74,000 $39
Prestonsburg 3 Beds, 1 Bath, 1,750 sqft $108,000 $31
Pathfork 2 Beds, 1 Bath, 1,530 sqft $76,000 $28
Stanville 3 Beds, 1 Bath, 2,220 sqft $94,000 $36
McDowell 3 Beds, 1 Bath, 1,290 sqft $53,000 $30
Carr Fork 2 Beds, 1 Bath, 1,120 sqft $78,000 $27
Betsy Layne 3 Beds, 1 Bath, 1,300 sqft $58,000 $28
Harlan 3 Beds, 1 Bath, 1,660 sqft $108,000 $29
Mount Carmel, TN 3 Beds, 2 Baths, 1,630 sqft $115,000 $40
Big Creek 2 Beds, 1 Bath, 1,380 sqft $91,000 $29
Big Stone Gap, VA 2 Beds, 1 Bath, 1,640 sqft $94,000 $28
Diablock 3 Beds, 1 Bath, 1,220 sqft $68,000 $21
Booneville 2 Beds, 1 Bath, 1,250 sqft $55,000 $10
Ewing, VA 2 Beds, 1 Bath, 1,660 sqft $74,000 $43

If your Blackey, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Blackey:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $8,500
THEFT/BURGLARY $3,000
HAIL $6,000

Your Blackey, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Frazier Insurance Agency, 409 w main st, Cumberland, KY, 40823 Phone: 606-589-4752
  • State Farm: Laura Feltner, 117 corporate dr ste 103, Hazard, KY, 41701-8267 606-439-3099
  • Allstate: South-West Ins Agenc, 220 wood ave e, Big Stone Gap, VA, 24219 (276) 523-4111
  • Nationwide: Potter Insurance Agency Inc., 619 e 5th st n, Big Stone Gap, VA, 24219-2403 (276) 523-2111
  • Erie: C Group Insurance Llc, 402 wood avenue e, Big Stone Gap, VA, 24219

Your Background Impacts Your Home Insurance Quotes

Here is a list of Blackey, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $420
Freelancer 600-649 Credit Score $75 to $100,000 1 Pet, Smoker $30
Full Time Job 550-599 Credit Score $75 to $100,000 2 Pets, Non-Smoker $150