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The variables explained here drive your Elkton, Kentucky Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Elkton, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Elkton, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Elkton 3 Beds, 1 Bath, 2070 sqft $75,000 $56
Rockport 2 Beds, 1 Bath, 1,300 sqft $65,000 $19
Manitou 3 Beds, 1 Bath, 2,120 sqft $119,000 $49
Portland, TN 2 Beds, 1 Bath, 920 sqft $49,000 $20
Guthrie 3 Beds, 1 Bath, 1,840 sqft $142,000 $43
Madisonville 2 Beds, 1 Bath, 1,780 sqft $115,000 $41
Dover, TN 2 Beds, 1 Bath, 1,060 sqft $66,000 $37
Cadiz 3 Beds, 2 Baths, 1,590 sqft $113,000 $40
Cumberland City, TN 3 Beds, 2 Baths, 1,660 sqft $126,000 $41
Livermore 3 Beds, 1 Bath, 1,880 sqft $124,000 $34
Graball, TN 2 Beds, 1 Bath, 1,610 sqft $74,000 $27
Elkton 2 Beds, 1 Bath, 1,470 sqft $95,000 $31
Slayden, TN 2 Beds, 1 Bath, 1,330 sqft $119,000 $32
Millersville, TN 3 Beds, 2 Baths, 2,190 sqft $128,000 $26
Fairview 2 Beds, 1 Bath, 1,440 sqft $71,000 $29
Ridgetop, TN 3 Beds, 2 Baths, 1,570 sqft $65,000 $37
Dawson Springs 3 Beds, 2 Baths, 1,660 sqft $97,000 $33
Princeton 3 Beds, 1 Bath, 1,990 sqft $158,000 $31
Springfield, TN 2 Beds, 1 Bath, 1,510 sqft $125,000 $45
Rosewood 2 Beds, 1 Bath, 1,570 sqft $62,000 $48
Woodburn 2 Beds, 1 Bath, 1,530 sqft $120,000 $26

If your Elkton, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Elkton:

Claim Typical Claim Amount
SMOKE $11,000
HAIL $6,000
WATERCRAFT $12,000

Your Elkton, KY insurance agent (see examples below) can help with your claims.

  • Farmers: Clifford White, 540 heritage pt ste b, Clarksville, TN, 37042 (931) 906-2199
  • Travelers: Raymond Nelson Insurance Agency Inc, 3205 lafayette rd, Hopkinsville, KY, 42241 270-885-1800
  • Liberty Mutual Independent: Higgins Insurance Inc, 1819 e 9th st, Hopkinsville, KY, 42240
  • State Farm: Tom Bell, 205 e 21st st, Hopkinsville, KY, 42240-3635 270-885-2982
  • Allstate: B. R. Knuckles Insurance Agency, 55 public sq, Elkton, KY, 42220 (270) 265-9811

Your Background Impacts Your Home Insurance Quotes

Here is a list of Elkton, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $100 to $150,000 No Pets, Smoker $140
Freelancer 800-850 Credit Score >$150,000 3 Pets, Smoker $380
Unemployed 600-649 Credit Score No Income 2 Pets, Non-Smoker $420