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This fantastic information on Cumberland, Kentucky Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Cumberland, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cumberland, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cumberland 4 Beds, 1 Bath, 2350 sqft $88,000 $55
Daisy 4 Beds, 2 Baths, 1,810 sqft $77,000 $32
Hazard 4 Beds, 1 Bath, 2,260 sqft $108,000 $28
Castlewood, VA 4 Beds, 1 Bath, 2,060 sqft $132,000 $53
Hima 3 Beds, 2 Baths, 1,970 sqft $112,000 $31
Pennington Gap, VA 2 Beds, 1 Bath, 1,390 sqft $49,000 $21
Mozelle 4 Beds, 1 Bath, 2,270 sqft $159,000 $43
Bean Station, TN 3 Beds, 2 Baths, 1,250 sqft $55,000 $12
Ewing, VA 3 Beds, 2 Baths, 2,300 sqft $77,000 $34
Ervinton, VA 3 Beds, 1 Bath, 2,380 sqft $108,000 $34
Canoe 2 Beds, 1 Bath, 1,290 sqft $72,000 $32
Duffield, VA 4 Beds, 1 Bath, 2,850 sqft $179,000 $56
Eolia 2 Beds, 1 Bath, 1,600 sqft $95,000 $27
Bristol, VA 2 Beds, 1 Bath, 1,330 sqft $68,000 $29
Dice 3 Beds, 1 Bath, 1,260 sqft $64,000 $27
McRoberts 3 Beds, 2 Baths, 1,400 sqft $83,000 $20
Colson 4 Beds, 3 Baths, 1,910 sqft $108,000 $38
Blountville, TN 3 Beds, 1 Bath, 1,330 sqft $61,000 $22
Virgie 4 Beds, 3 Baths, 2,100 sqft $123,000 $30
Cleveland, VA 4 Beds, 2 Baths, 2,950 sqft $135,000 $46
Appalachia, VA 3 Beds, 1 Bath, 2,360 sqft $80,000 $46

If your Cumberland, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cumberland:

Claim Typical Claim Amount
HAIL $6,000
WATER DAMAGE $5,500
LIABILITY (ALL OTHER) $27,000

Your Cumberland, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Shelton Insurance Agency Inc, 40539 w morgan ave, Pennington Gap, VA, 24277-1810 (276) 546-1311
  • Liberty Mutual Independent: South West Insurance Agency - Norton, 132 11th st sw, Norton, VA, 24273 Phone: 276-679-3511
  • Travelers: Frazier Insurance Agency, 409 w main st, Cumberland, KY, 40823
  • State Farm: Harold Reasor, 401 e 5th st n, Big Stone Gap, VA, 24219-2311 276-523-4464
  • Allstate: Blair Ins Agency, 206 main st, Whitesburg, KY, 41858 (606) 633-2265

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cumberland, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $100 to $150,000 3 Pets, Non-Smoker $300
Retired 800-850 Credit Score <$25,000 1 Pet, Smoker $220
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $100