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In Depth Analysis of Bardstown, Kentucky Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Bardstown, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bardstown, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bardstown 2 Beds, 1 Bath, 1660 sqft $121,000 $38
Middletown 3 Beds, 2 Baths, 2,150 sqft $229,000 $75
Kingsley 2 Beds, 1 Bath, 1,750 sqft $191,000 $60
Shepherdsville 2 Beds, 1 Bath, 1,710 sqft $177,000 $50
Danville 4 Beds, 3 Baths, 2,270 sqft $116,000 $45
Hurstbourne Acres 3 Beds, 2 Baths, 1,740 sqft $125,000 $56
Westport 2 Beds, 1 Bath, 1,160 sqft $110,000 $45
Goshen 2 Beds, 1 Bath, 1,250 sqft $95,000 $50
Anchorage 3 Beds, 1 Bath, 1,470 sqft $147,000 $40
Hustonville 4 Beds, 2 Baths, 2,410 sqft $146,000 $67
Lanesville, IN 2 Beds, 1 Bath, 1,460 sqft $85,000 $46
Shepherdsville 4 Beds, 1 Bath, 2,480 sqft $252,000 $95
Pewee Valley 3 Beds, 2 Baths, 2,280 sqft $217,000 $72
Perryville 2 Beds, 1 Bath, 1,400 sqft $75,000 $23
Wellington 2 Beds, 1 Bath, 920 sqft $80,000 $29
Green Spring 3 Beds, 1 Bath, 1,890 sqft $148,000 $49
Watterson Park 3 Beds, 1 Bath, 1,580 sqft $117,000 $40
Goose Creek 4 Beds, 1 Bath, 2,140 sqft $151,000 $59
Richlawn 3 Beds, 1 Bath, 2,200 sqft $241,000 $61
Georgetown, IN 4 Beds, 1 Bath, 1,840 sqft $121,000 $51
Louisville 2 Beds, 1 Bath, 1,080 sqft $113,000 $22

If your Bardstown, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bardstown:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,000
HAIL $6,000
WATERCRAFT $12,000

Your Bardstown, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Spencer County Insurance Agency, 412 garrard st, Taylorsville, KY, 40071
  • State Farm: Jim Hagan, 225 w john rowan blvd, Bardstown, KY, 40004-2642 502-348-2886
  • Allstate: Jim Hurst Ins Agy, 208 w main st, Springfield, KY, 40069 (859) 336-9366
  • Nationwide: Christopher James Parsons Agency, 1269 highway 44 e, Shepherdsville, KY, 40165-6179 (502) 543-1700
  • Liberty Mutual Independent: Insurance Connections Llc, 173 s bardstown rd mount washington, Mt Washington, KY, 40047

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bardstown, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score <$25,000 2 Pets, Smoker $710
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,300
Full Time Job 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $70