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This startling study about Woodford County, Kentucky Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Woodford County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Woodford County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Woodford County 3 Beds, 1 Bath, 1210 sqft $119,000 $40
Waynesburg 4 Beds, 1 Bath, 2,560 sqft $258,000 $81
Crittenden 3 Beds, 2 Baths, 1,980 sqft $234,000 $44
Meadowview Estates 4 Beds, 1 Bath, 3,070 sqft $316,000 $199
Paint Lick 3 Beds, 2 Baths, 1,730 sqft $243,000 $43
Carrollton 3 Beds, 2 Baths, 1,980 sqft $138,000 $59
Camargo 3 Beds, 2 Baths, 2,320 sqft $216,000 $52
Berry 3 Beds, 2 Baths, 1,930 sqft $248,000 $64
Gratz 2 Beds, 1 Bath, 1,530 sqft $182,000 $62
Norwood 2 Beds, 1 Bath, 1,710 sqft $247,000 $79
Lyndon 2 Beds, 1 Bath, 980 sqft $70,000 $33
Jeffersontown 2 Beds, 1 Bath, 1,420 sqft $119,000 $51
Graymoor-Devondale 3 Beds, 2 Baths, 1,940 sqft $152,000 $65
Sanders 3 Beds, 2 Baths, 1,840 sqft $185,000 $68
Wildwood 3 Beds, 1 Bath, 2,250 sqft $238,000 $52
Shepherdsville 3 Beds, 1 Bath, 1,890 sqft $245,000 $93
Brodhead 3 Beds, 1 Bath, 1,860 sqft $137,000 $63
Meadowbrook Farm 4 Beds, 2 Baths, 2,560 sqft $330,000 $99
Warsaw 4 Beds, 2 Baths, 2,570 sqft $222,000 $130
Hurstbourne Acres 2 Beds, 1 Bath, 1,210 sqft $184,000 $38
Cynthiana 4 Beds, 1 Bath, 1,960 sqft $249,000 $80

If your Woodford County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Woodford County:

Claim Typical Claim Amount
WIND $5,500
SMOKE $11,000
LIABILITY (ALL OTHER) $27,000

Your Woodford County, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Thomas Mann Insurance Agency Inc., 185 pasadena dr ste 235, Lexington, KY, 40503 (859) 268-2542
  • Liberty Mutual Independent: Whitt Insurance Agency Inc, 2090 harrodsburg rd, Lexington, KY, 40503 (859) 278-0124
  • Travelers: Forcht Ins Services Llc, 2404 sir barton way, Lexington, KY, 40509 859-263-6530
  • Liberty Mutual: Brian W. Clark, 3288 eagle view ln ste 190, Lexington, KY, 40509 1-859-223-1313
  • State Farm: Randall Chewning, 131 orchard dr, Nicholasville, KY, 40356-2690 859-887-1243

Your Background Impacts Your Home Insurance Quotes

Here is a list of Woodford County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $120
Part Time Job 650-699 Credit Score $25 to 50,000 1 Pet, Smoker $570
Retired 600-649 Credit Score No Income 3 Pets, Smoker $1,420