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The variables explained here drive your Johnson County, Kentucky Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Johnson County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Johnson County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Johnson County 3 Beds, 1 Bath, 2340 sqft $131,000 $38
Allen 4 Beds, 1 Bath, 1,930 sqft $136,000 $54
Royalton 2 Beds, 1 Bath, 1,250 sqft $104,000 $38
Taulbee 3 Beds, 2 Baths, 1,830 sqft $131,000 $48
Hindman 4 Beds, 3 Baths, 1,650 sqft $82,000 $48
Lakeview Heights 4 Beds, 1 Bath, 2,910 sqft $189,000 $44
Phelps 2 Beds, 1 Bath, 1,580 sqft $79,000 $37
Stanville 2 Beds, 1 Bath, 1,260 sqft $65,000 $33
Auxier 3 Beds, 2 Baths, 2,160 sqft $93,000 $46
Dorton 2 Beds, 1 Bath, 1,750 sqft $85,000 $46
Catlettsburg 4 Beds, 3 Baths, 3,170 sqft $190,000 $71
Holden, WV 4 Beds, 1 Bath, 3,210 sqft $189,000 $59
Ashcamp 4 Beds, 1 Bath, 3,280 sqft $203,000 $58
Crum, WV 3 Beds, 2 Baths, 1,840 sqft $117,000 $42
Pikeville 2 Beds, 1 Bath, 1,490 sqft $80,000 $28
Grassy Creek 4 Beds, 3 Baths, 2,970 sqft $125,000 $61
Frenchburg 4 Beds, 1 Bath, 2,610 sqft $160,000 $44
Betsy Layne 3 Beds, 1 Bath, 2,040 sqft $141,000 $55
Henlawson, WV 2 Beds, 1 Bath, 1,070 sqft $95,000 $35
Williamson, WV 2 Beds, 1 Bath, 1,610 sqft $85,000 $28
Fayette, OH 2 Beds, 1 Bath, 1,310 sqft $82,000 $27

If your Johnson County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Johnson County:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
LIABILITY (ALL OTHER) $27,000
FIRE $56,500

Your Johnson County, KY insurance agent (see examples below) can help with your claims.

  • Travelers: The Elite Agency Inc, 66 park pl ste 104, Inez, KY, 41224 606-298-0863
  • State Farm: Sam Doyle, 291 north lake drive, Prestonsburg, KY, 41653-1306 606-886-9466
  • Allstate: The Elite Agency Inc, 1135 s lake dr, Prestonsburg, KY, 41653 (606) 886-2371
  • Nationwide: Mcguire Insurance Agency Inc., 317 university dr, Prestonsburg, KY, 41653-1070 (606) 886-0008
  • Allstate: The Elite Agency Inc, 450 s mayo trl ste 1, Paintsville, KY, 41240 (606) 789-8470

Your Background Impacts Your Home Insurance Quotes

Here is a list of Johnson County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $75 to $100,000 3 Pets, Smoker $330
Freelancer 700-749 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $900
Retired 800-850 Credit Score $25 to 50,000 1 Pet, Non-Smoker $960