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Gain useful knowledge on Bourbon County, Kentucky Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Bourbon County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bourbon County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bourbon County 2 Beds, 1 Bath, 1070 sqft $99,000 $21
Mentor 3 Beds, 1 Bath, 1,720 sqft $128,000 $54
Georgetown 4 Beds, 1 Bath, 2,110 sqft $170,000 $46
Ezel 3 Beds, 1 Bath, 1,820 sqft $136,000 $64
Middletown 3 Beds, 1 Bath, 1,680 sqft $153,000 $51
New Columbus 3 Beds, 2 Baths, 1,450 sqft $114,000 $44
Bybee 3 Beds, 1 Bath, 1,610 sqft $181,000 $72
Nicholasville 2 Beds, 1 Bath, 900 sqft $81,000 $24
Bentonville, OH 3 Beds, 2 Baths, 2,180 sqft $245,000 $84
Ripley, OH 3 Beds, 1 Bath, 1,310 sqft $129,000 $56
Lancaster 4 Beds, 1 Bath, 3,350 sqft $285,000 $79
Monterey 3 Beds, 1 Bath, 1,860 sqft $206,000 $48
Sharpsburg 4 Beds, 2 Baths, 1,830 sqft $118,000 $43
Bryantsville 3 Beds, 2 Baths, 1,370 sqft $104,000 $62
Glencoe 3 Beds, 1 Bath, 1,510 sqft $144,000 $41
Cynthiana 3 Beds, 1 Bath, 2,230 sqft $231,000 $57
Paris 3 Beds, 2 Baths, 1,820 sqft $224,000 $44
Manchester, OH 2 Beds, 1 Bath, 1,220 sqft $86,000 $29
Wilmore 2 Beds, 1 Bath, 1,770 sqft $137,000 $31
Fayette 3 Beds, 1 Bath, 1,500 sqft $80,000 $37
Ravenna 3 Beds, 1 Bath, 1,830 sqft $213,000 $60

If your Bourbon County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bourbon County:

Claim Typical Claim Amount
WATER DAMAGE $5,500
WIND $5,500
PHYSICAL DAMAGE $3,000

Your Bourbon County, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Albert Gala, 301 boone ave, Winchester, KY, 40391-2324 (859) 744-5514
  • Liberty Mutual Independent: Sullivan Insurance Agency, 635 n broadway, Lexington, KY, 40508 (859) 233-1637
  • Travelers: Strong Agency Llc, 80 codell dr ste 120, Lexington, KY, 40509 859-263-5840
  • Liberty Mutual: Brian W. Clark, 3288 eagle view ln ste 190, Lexington, KY, 40509 1-859-223-1313
  • State Farm: Grant Rea, 401 east washington street, Georgetown, KY, 40324-1732 502-868-7575

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bourbon County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score <$25,000 1 Pet, Smoker $360
Part Time Job 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $460
Freelancer Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $140