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Read amazing research on Versailles, Kentucky Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Versailles, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Versailles, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Versailles 4 Beds, 1 Bath, 1870 sqft $212,000 $61
Falmouth 3 Beds, 2 Baths, 1,510 sqft $130,000 $41
Elk Creek 4 Beds, 3 Baths, 2,940 sqft $294,000 $124
Ten Broeck 4 Beds, 2 Baths, 3,020 sqft $322,000 $109
Middletown 4 Beds, 2 Baths, 2,620 sqft $217,000 $92
Headquarters 3 Beds, 1 Bath, 1,710 sqft $172,000 $56
Spring Valley 3 Beds, 1 Bath, 1,860 sqft $136,000 $42
Loretto 3 Beds, 1 Bath, 2,330 sqft $235,000 $56
Simpsonville 2 Beds, 1 Bath, 1,120 sqft $134,000 $47
Bellemeade 4 Beds, 3 Baths, 2,300 sqft $208,000 $64
Clark 2 Beds, 1 Bath, 1,140 sqft $73,000 $50
Vevay, IN 3 Beds, 1 Bath, 1,320 sqft $101,000 $31
Hills and Dales 3 Beds, 2 Baths, 1,580 sqft $159,000 $62
Fayette 3 Beds, 2 Baths, 1,680 sqft $159,000 $75
Crittenden 3 Beds, 1 Bath, 1,720 sqft $207,000 $76
Plantation 4 Beds, 2 Baths, 1,740 sqft $257,000 $49
Orchard Grass Hills 4 Beds, 1 Bath, 1,770 sqft $209,000 $97
Buckner 4 Beds, 1 Bath, 1,920 sqft $192,000 $56
Creekside 2 Beds, 1 Bath, 1,660 sqft $162,000 $48
Spencer 3 Beds, 1 Bath, 1,210 sqft $118,000 $47
Sadieville 3 Beds, 2 Baths, 1,660 sqft $213,000 $57

If your Versailles, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Versailles:

Claim Typical Claim Amount
HAIL $6,000
PHYSICAL DAMAGE $3,000
WATER DAMAGE $5,500

Your Versailles, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Turner Ins Group Llc, 3320 clays mill rd suite 211, Lexington, KY, 40503 (859) 219-0972
  • Liberty Mutual Independent: Al Torstrick Insurance Agcy, 343 waller ave ste 101, Lexington, KY, 40504 (859) 233-1461
  • Travelers: Sharon Ison Insurance Llc, 4248 palmetto dr , Lexington, KY, 40513
  • Liberty Mutual: Brian W. Clark, 3288 eagle view ln ste 190, Lexington, KY, 40509 1-859-223-1313
  • State Farm: Bill Rea, 138 e reynolds rd ste 102, Lexington, KY, 40517-1258 859-273-7373

Your Background Impacts Your Home Insurance Quotes

Here is a list of Versailles, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $50 to $75,000 2 Pets, Smoker $290
Part Time Job Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $390
Retired 750-799 Credit Score <$25,000 1 Pet, Non-Smoker $860