This startling study about St. Matthews, Kentucky Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for St. Matthews, KY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| St. Matthews | 2 Beds, 1 Bath, 1730 sqft | $200,000 | $45 |
| New Columbus | 2 Beds, 1 Bath, 1,240 sqft | $122,000 | $47 |
| Wellington | 3 Beds, 2 Baths, 1,820 sqft | $230,000 | $57 |
| Shelbyville | 4 Beds, 2 Baths, 2,470 sqft | $196,000 | $100 |
| New Hope | 4 Beds, 1 Bath, 3,360 sqft | $316,000 | $114 |
| Mockingbird Valley | 3 Beds, 2 Baths, 1,820 sqft | $139,000 | $35 |
| Meadowview Estates | 3 Beds, 1 Bath, 1,390 sqft | $141,000 | $55 |
| Salvisa | 2 Beds, 1 Bath, 1,680 sqft | $131,000 | $59 |
| Scottsburg, IN | 4 Beds, 3 Baths, 2,060 sqft | $173,000 | $77 |
| Bigger, IN | 2 Beds, 1 Bath, 950 sqft | $135,000 | $51 |
| Alton, IN | 4 Beds, 3 Baths, 3,270 sqft | $250,000 | $58 |
| Vine Grove | 4 Beds, 2 Baths, 2,160 sqft | $163,000 | $93 |
| Brownsboro Farm | 3 Beds, 1 Bath, 1,980 sqft | $154,000 | $70 |
| Brooks | 4 Beds, 1 Bath, 3,250 sqft | $266,000 | $75 |
| Hodgenville | 4 Beds, 3 Baths, 3,190 sqft | $263,000 | $75 |
| Brooksburg, IN | 2 Beds, 1 Bath, 1,740 sqft | $173,000 | $50 |
| Campbellsburg | 4 Beds, 1 Bath, 2,960 sqft | $244,000 | $117 |
| Memphis, IN | 3 Beds, 1 Bath, 1,350 sqft | $127,000 | $39 |
| Houston Acres | 3 Beds, 2 Baths, 1,690 sqft | $176,000 | $65 |
| Watterson Park | 2 Beds, 1 Bath, 1,550 sqft | $198,000 | $75 |
| New Washington, IN | 3 Beds, 2 Baths, 1,390 sqft | $114,000 | $43 |
Here are some typical claims filed in St. Matthews:
| Claim | Typical Claim Amount |
|---|---|
| SMOKE | $11,000 |
| LIABILITY (ALL OTHER) | $27,000 |
| PHYSICAL DAMAGE | $3,000 |
Your St. Matthews, KY insurance agent (see examples below) can help with your claims.
Here is a list of St. Matthews, KY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 500-549 Credit Score | >$150,000 | 3 Pets, Non-Smoker | $80 |
| Retired | 650-699 Credit Score | $25 to 50,000 | More than 3 Pets at home, Smoker | $200 |
| Unemployed | 550-599 Credit Score | <$25,000 | 1 Pet, Smoker | $180 |