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This fantastic information on Lawrence County, Kentucky Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Lawrence County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lawrence County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lawrence County 4 Beds, 1 Bath, 2340 sqft $205,000 $48
Westwood 4 Beds, 3 Baths, 1,810 sqft $124,000 $21
Kenova, WV 2 Beds, 1 Bath, 1,120 sqft $78,000 $30
Bellefonte 4 Beds, 3 Baths, 1,750 sqft $81,000 $43
Grahn 3 Beds, 1 Bath, 1,690 sqft $100,000 $37
Williamson, WV 4 Beds, 1 Bath, 1,850 sqft $147,000 $59
Ophir 3 Beds, 2 Baths, 2,060 sqft $103,000 $56
Wayland 3 Beds, 1 Bath, 1,390 sqft $57,000 $21
Flatgap 2 Beds, 1 Bath, 1,610 sqft $97,000 $24
West Hamlin, WV 2 Beds, 1 Bath, 1,540 sqft $114,000 $39
McCarr 2 Beds, 1 Bath, 1,050 sqft $44,000 $25
Monaville, WV 4 Beds, 3 Baths, 2,820 sqft $195,000 $38
Russell 3 Beds, 1 Bath, 2,170 sqft $118,000 $28
Hardshell 2 Beds, 1 Bath, 1,660 sqft $114,000 $39
Mousie 4 Beds, 2 Baths, 3,390 sqft $269,000 $69
Magnolia, WV 4 Beds, 3 Baths, 3,360 sqft $183,000 $86
Fayette, OH 2 Beds, 1 Bath, 1,340 sqft $71,000 $22
Auxier 3 Beds, 2 Baths, 1,620 sqft $101,000 $35
Portsmouth, OH 4 Beds, 3 Baths, 2,060 sqft $164,000 $56
Pea Ridge, WV 2 Beds, 1 Bath, 1,240 sqft $60,000 $24
Sandy Hook 2 Beds, 1 Bath, 1,460 sqft $57,000 $40

If your Lawrence County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lawrence County:

Claim Typical Claim Amount
WATERCRAFT $12,000
SMOKE $11,000
LIABILITY (ALL OTHER) $27,000

Your Lawrence County, KY insurance agent (see examples below) can help with your claims.

  • Travelers: The Elite Agency Inc, 66 park pl ste 104, Inez, KY, 41224 606-298-0863
  • State Farm: Don Hillman, 209 e perry st, Louisa, KY, 41230 606-638-4347
  • Allstate: The Elite Agency Inc, 450 s mayo trl ste 1, Paintsville, KY, 41240 (606) 789-8470
  • Nationwide: Todd Andrew Boggs, 3112 court street, Ft Gay, WV, 25514-9998 (304) 648-7384
  • Liberty Mutual Independent: The Elite Agency Inc, 107 w madison st, Louisa, KY, 41230 (606) 638-3263

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lawrence County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Smoker $310
Freelancer 500-549 Credit Score $75 to $100,000 1 Pet, Smoker $190
Full Time Job 650-699 Credit Score $100 to $150,000 3 Pets, Smoker $110