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The variables explained here drive your Nelson County, Kentucky Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Nelson County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Nelson County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Nelson County 4 Beds, 3 Baths, 2780 sqft $245,000 $105
Floyds Fork 4 Beds, 2 Baths, 1,690 sqft $174,000 $73
Windy Hills 2 Beds, 1 Bath, 1,640 sqft $136,000 $51
Bradfordsville 4 Beds, 3 Baths, 1,720 sqft $135,000 $47
Mockingbird Valley 2 Beds, 1 Bath, 1,510 sqft $140,000 $41
Saloma 3 Beds, 1 Bath, 1,280 sqft $133,000 $26
Willisburg 2 Beds, 1 Bath, 1,390 sqft $89,000 $29
Manor Creek 4 Beds, 2 Baths, 2,930 sqft $157,000 $76
Houston Acres 4 Beds, 3 Baths, 2,890 sqft $225,000 $113
St. Regis Park 4 Beds, 3 Baths, 2,880 sqft $236,000 $63
Brownsboro Farm 2 Beds, 1 Bath, 1,650 sqft $102,000 $66
New Amsterdam, IN 2 Beds, 1 Bath, 1,390 sqft $129,000 $39
Kingsley 4 Beds, 2 Baths, 1,800 sqft $116,000 $61
Bancroft 3 Beds, 2 Baths, 1,980 sqft $217,000 $104
New Salisbury, IN 3 Beds, 2 Baths, 1,730 sqft $185,000 $53
Shepherdsville 2 Beds, 1 Bath, 1,030 sqft $85,000 $41
Strathmoor Manor 3 Beds, 1 Bath, 1,350 sqft $88,000 $47
Charlestown, IN 4 Beds, 3 Baths, 3,090 sqft $182,000 $53
Beechwood Village 3 Beds, 1 Bath, 1,640 sqft $114,000 $39
Summersville 3 Beds, 1 Bath, 1,270 sqft $97,000 $34
Springfield 4 Beds, 3 Baths, 1,920 sqft $140,000 $78

If your Nelson County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Nelson County:

Claim Typical Claim Amount
WIND $5,500
SMOKE $11,000
FIRE $56,500

Your Nelson County, KY insurance agent (see examples below) can help with your claims.

  • Travelers: Joy Williams, 137 clermont rd, Shepherdsville, KY, 40165 502-303-3128
  • State Farm: Steve Bell, 1707 cedar grove rd ste 4, Shepherdsvlle, KY, 40165-8572 502-921-AUTO
  • Allstate: Chris Roberson, 181 highway 44 e ste 3, Shepherdsville, KY, 40165 (502) 955-0494
  • Nationwide: Christopher James Parsons Agency, 1269 highway 44 e, Shepherdsville, KY, 40165-6179 (502) 543-1700
  • Liberty Mutual Independent: Lee & Marshall Ins. Inc., 143 s buckman st, Shepherdsvlle, KY, 40165 (502) 543-7583

Your Background Impacts Your Home Insurance Quotes

Here is a list of Nelson County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 2 Pets, Smoker $220
Full Time Job 500-549 Credit Score $50 to $75,000 1 Pet, Smoker $210
Freelancer 750-799 Credit Score $100 to $150,000 No Pets, Smoker $120