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Given here are some important aspects of your Whitley County, Kentucky Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Whitley County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Whitley County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Whitley County 3 Beds, 1 Bath, 1670 sqft $120,000 $43
Wallins Creek 3 Beds, 1 Bath, 2,160 sqft $89,000 $39
Trosper 4 Beds, 2 Baths, 1,910 sqft $127,000 $47
Winfield, TN 2 Beds, 1 Bath, 1,140 sqft $90,000 $18
Nancy 2 Beds, 1 Bath, 1,150 sqft $52,000 $16
Fincastle, TN 4 Beds, 2 Baths, 2,160 sqft $94,000 $41
Rutledge, TN 3 Beds, 1 Bath, 1,760 sqft $90,000 $39
Pine Knot 2 Beds, 1 Bath, 1,760 sqft $87,000 $17
Big Creek 3 Beds, 2 Baths, 2,000 sqft $127,000 $37
Oneida, TN 3 Beds, 1 Bath, 1,860 sqft $126,000 $51
East Bernstadt 3 Beds, 2 Baths, 1,900 sqft $94,000 $44
Livingston 2 Beds, 1 Bath, 1,580 sqft $83,000 $20
Co-operative 3 Beds, 1 Bath, 1,810 sqft $141,000 $40
Mill Springs 2 Beds, 1 Bath, 1,510 sqft $113,000 $28
Tejay 2 Beds, 1 Bath, 1,220 sqft $99,000 $22
Middlesborough 3 Beds, 2 Baths, 1,420 sqft $50,000 $31
Conway 3 Beds, 2 Baths, 1,390 sqft $61,000 $20
Emlyn 3 Beds, 1 Bath, 1,400 sqft $101,000 $30
Williamsburg 3 Beds, 1 Bath, 2,150 sqft $135,000 $59
Andersonville, TN 4 Beds, 3 Baths, 1,640 sqft $89,000 $39
Allardt, TN 3 Beds, 1 Bath, 1,320 sqft $86,000 $24

If your Whitley County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Whitley County:

Claim Typical Claim Amount
WATER DAMAGE $5,500
HAIL $6,000
LIABILITY (ALL OTHER) $27,000

Your Whitley County, KY insurance agent (see examples below) can help with your claims.

  • State Farm: Jeffrey Branum, 109 union st, Barbourville, KY, 40906-1348 606-545-7777
  • Allstate: Gilreath Insurance, 6268 s hwy 1651, Pine Knot, KY, 42635 (606) 354-2339
  • Nationwide: Gary A Campbell Insurance Agency Inc, 110 court sq, Barbourville, KY, 40906 (606) 546-2834
  • Liberty Mutual Independent: Insurance Service Center, 100 n kentucky ave, Corbin, KY, 40701
  • State Farm: Randy Kidd, 1755 n hwy 27, Whitley City, KY, 42653 606-376-1004

Your Background Impacts Your Home Insurance Quotes

Here is a list of Whitley County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score >$150,000 No Pets, Non-Smoker $40
Unemployed 700-749 Credit Score No Income 2 Pets, Smoker $460
Full Time Job Up to 499 Credit Score >$150,000 3 Pets, Smoker $120