Read about what causes changes in your Madison County, Kentucky Home Insurance Rates & get great deals with that insight when you compare quotes.
Here is a list of replacement costs & home insurance for Madison County, KY & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Madison County | 3 Beds, 2 Baths, 2240 sqft | $254,000 | $61 |
| Brodhead | 4 Beds, 1 Bath, 2,420 sqft | $243,000 | $118 |
| Oakdale | 4 Beds, 2 Baths, 2,940 sqft | $349,000 | $141 |
| Salvisa | 2 Beds, 1 Bath, 1,410 sqft | $136,000 | $38 |
| Headquarters | 4 Beds, 2 Baths, 2,700 sqft | $352,000 | $92 |
| South Irvine | 2 Beds, 1 Bath, 1,620 sqft | $178,000 | $59 |
| Stanton | 3 Beds, 2 Baths, 1,670 sqft | $96,000 | $48 |
| Waynesburg | 3 Beds, 2 Baths, 1,360 sqft | $115,000 | $47 |
| Hustonville | 2 Beds, 1 Bath, 1,150 sqft | $124,000 | $49 |
| Middleburg | 3 Beds, 2 Baths, 1,640 sqft | $107,000 | $46 |
| Eubank | 4 Beds, 3 Baths, 2,400 sqft | $174,000 | $74 |
| Richmond | 3 Beds, 2 Baths, 1,890 sqft | $160,000 | $52 |
| Fayette | 2 Beds, 1 Bath, 1,410 sqft | $115,000 | $39 |
| Lexington | 4 Beds, 3 Baths, 2,870 sqft | $218,000 | $66 |
| Junction City | 2 Beds, 1 Bath, 1,650 sqft | $110,000 | $59 |
| Cowcreek | 2 Beds, 1 Bath, 1,410 sqft | $143,000 | $52 |
| Berea | 2 Beds, 1 Bath, 1,220 sqft | $157,000 | $47 |
| Sturgeon | 4 Beds, 2 Baths, 2,260 sqft | $208,000 | $51 |
| Wilmore | 3 Beds, 1 Bath, 1,410 sqft | $178,000 | $62 |
| Valley View | 2 Beds, 1 Bath, 1,450 sqft | $173,000 | $56 |
| Kirksville | 4 Beds, 2 Baths, 3,300 sqft | $201,000 | $90 |
Here are some typical claims filed in Madison County:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $3,000 |
| OPTIONAL COVERAGE LOSSES | $8,500 |
| WIND | $5,500 |
Your Madison County, KY insurance agent (see examples below) can help with your claims.
Here is a list of Madison County, KY homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 800-850 Credit Score | >$150,000 | 1 Pet, Smoker | $170 |
| Part Time Job | 650-699 Credit Score | $25 to 50,000 | More than 3 Pets at home, Non-Smoker | $500 |
| Full Time Job | Up to 499 Credit Score | $50 to $75,000 | No Pets, Smoker | $510 |