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This startling study about Paducah, Kentucky Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Paducah, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Paducah, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Paducah 2 Beds, 1 Bath, 1790 sqft $163,000 $34
Golconda No. 2, IL 2 Beds, 1 Bath, 1,130 sqft $82,000 $34
Charleston, MO 3 Beds, 2 Baths, 1,340 sqft $72,000 $29
Reidland 4 Beds, 2 Baths, 1,700 sqft $87,000 $32
Cottage, IL 4 Beds, 3 Baths, 3,040 sqft $168,000 $55
Canton 4 Beds, 1 Bath, 2,440 sqft $211,000 $103
West Brooklyn, IL 4 Beds, 2 Baths, 2,340 sqft $211,000 $42
Farley 4 Beds, 3 Baths, 2,220 sqft $150,000 $40
Buncombe, IL 4 Beds, 3 Baths, 2,810 sqft $164,000 $82
Water Valley 3 Beds, 2 Baths, 1,850 sqft $122,000 $43
Mayfield 3 Beds, 1 Bath, 1,420 sqft $167,000 $43
Muddy, IL 3 Beds, 1 Bath, 1,580 sqft $143,000 $28
Hardin 3 Beds, 2 Baths, 1,530 sqft $99,000 $30
Rosiclare, IL 4 Beds, 2 Baths, 2,980 sqft $202,000 $86
Marion, IL 2 Beds, 1 Bath, 1,230 sqft $96,000 $19
Ozark, IL 2 Beds, 1 Bath, 1,280 sqft $128,000 $40
Freemont 3 Beds, 1 Bath, 1,780 sqft $101,000 $55
Dongola, IL 2 Beds, 1 Bath, 960 sqft $61,000 $26
Belknap, IL 4 Beds, 2 Baths, 2,860 sqft $266,000 $98
Cunningham 4 Beds, 2 Baths, 3,160 sqft $141,000 $94
Lowes 3 Beds, 1 Bath, 2,330 sqft $148,000 $52

If your Paducah, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Paducah:

Claim Typical Claim Amount
SMOKE $11,000
OPTIONAL COVERAGE LOSSES $8,500
THEFT/BURGLARY $3,000

Your Paducah, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Kim Homra Insurance Agency Llc, 2715 olivet church rd ste 1, Paducah, KY, 42001 (270) 554-1697
  • Liberty Mutual Independent: Gower Insurance Agency Inc, 504 market st, Metropolis, IL, 62960 Phone: 618-524-4660
  • Travelers: Western Rivers Corporation, 703 jefferson, Paducah, KY, 42001 270-442-3533
  • Farmers: Brandon Thompson, 1101 e 5th st ste c, Metropolis, IL, 62960 (618) 524-3600
  • State Farm: Tot Waldon, 831 jefferson st, Paducah, KY, 42001-6819 270-444-7854

Your Background Impacts Your Home Insurance Quotes

Here is a list of Paducah, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $50 to $75,000 1 Pet, Non-Smoker $220
Full Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Non-Smoker $270
Part Time Job Up to 499 Credit Score <$25,000 No Pets, Smoker $140