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This startling study about Magnolia, KY Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Magnolia, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Magnolia, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Magnolia 4 Beds, 3 Baths, 2790 sqft $294,000 $59
Heritage Creek 2 Beds, 1 Bath, 1,450 sqft $63,000 $28
Settle 4 Beds, 3 Baths, 2,350 sqft $199,000 $49
Hollow Creek 4 Beds, 2 Baths, 3,010 sqft $195,000 $51
Summit 4 Beds, 1 Bath, 1,850 sqft $125,000 $67
Perryville 4 Beds, 1 Bath, 2,910 sqft $244,000 $90
Saloma 4 Beds, 3 Baths, 1,860 sqft $143,000 $58
Hiseville 3 Beds, 1 Bath, 2,120 sqft $182,000 $51
Junction City 4 Beds, 3 Baths, 2,030 sqft $166,000 $50
Jefferson 3 Beds, 1 Bath, 1,500 sqft $95,000 $37
Smiths Grove 4 Beds, 3 Baths, 1,930 sqft $95,000 $43
West Point 3 Beds, 2 Baths, 1,790 sqft $138,000 $32
Elizabethtown 4 Beds, 1 Bath, 2,780 sqft $164,000 $76
Elizabeth, IN 3 Beds, 1 Bath, 2,350 sqft $155,000 $68
Pioneer Village 4 Beds, 2 Baths, 1,770 sqft $175,000 $49
Cane Valley 3 Beds, 2 Baths, 2,090 sqft $178,000 $89
Buffalo 2 Beds, 1 Bath, 920 sqft $62,000 $29
Marrowbone 4 Beds, 2 Baths, 1,950 sqft $122,000 $48
Boston 4 Beds, 2 Baths, 1,660 sqft $75,000 $33
Magnolia 4 Beds, 1 Bath, 2,900 sqft $173,000 $63
Gravel Switch 3 Beds, 1 Bath, 2,010 sqft $138,000 $42

If your Magnolia, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Magnolia:

Claim Typical Claim Amount
HAIL $6,000
PHYSICAL DAMAGE $3,500
SMOKE $9,500

Your Magnolia, KY insurance agent (see examples below) can help with your claims.

  • Travelers: La Rue Insurance Inc, 54 lincoln square, Hodgenville, KY, 42748 (270) 358-3101
  • State Farm: Mike Wyman, 2801 ring rd, Elizabethtown, KY, 42701-9114 270-769-1511
  • Allstate: Will Sacca, 303 main st po box 98, Munfordville, KY, 42765 (270) 524-2621
  • Nationwide: Stephanie Heather Carter, 2883 campbellsville rd, Hodgenville, KY, 42748 (270) 358-3533
  • Liberty Mutual Independent: Curneal & Hignite Insurance, 2905 ring rd, Elizabethtown, KY, 42701

Your Background Impacts Your Home Insurance Quotes

Here is a list of Magnolia, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score <$25,000 2 Pets, Smoker $50
Freelancer Up to 499 Credit Score $75 to $100,000 1 Pet, Non-Smoker $590
Retired 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $50