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Gain useful knowledge on Fayette County, Kentucky Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Fayette County, KY is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fayette County, KY & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fayette County 2 Beds, 1 Bath, 1220 sqft $74,000 $33
New Liberty 4 Beds, 2 Baths, 3,010 sqft $289,000 $116
Campbellsburg 3 Beds, 1 Bath, 2,110 sqft $242,000 $43
Danville 2 Beds, 1 Bath, 1,140 sqft $107,000 $28
Junction City 4 Beds, 1 Bath, 3,160 sqft $343,000 $59
Winchester 3 Beds, 1 Bath, 2,350 sqft $251,000 $94
Dry Ridge 3 Beds, 2 Baths, 1,280 sqft $102,000 $42
Monterey 4 Beds, 2 Baths, 2,520 sqft $307,000 $85
Locust Grove 3 Beds, 2 Baths, 1,630 sqft $183,000 $61
Cynthiana 4 Beds, 3 Baths, 2,900 sqft $288,000 $71
Fayette 2 Beds, 1 Bath, 1,730 sqft $237,000 $68
Lancaster 4 Beds, 1 Bath, 1,990 sqft $174,000 $77
Wilmore 2 Beds, 1 Bath, 1,230 sqft $117,000 $42
Waynesburg 4 Beds, 1 Bath, 2,240 sqft $235,000 $78
Boonesborough 4 Beds, 3 Baths, 2,200 sqft $283,000 $76
Harrisonville 4 Beds, 3 Baths, 2,810 sqft $324,000 $45
Berea 4 Beds, 3 Baths, 2,560 sqft $273,000 $67
Frenchburg 2 Beds, 1 Bath, 1,780 sqft $145,000 $40
Bloomfield 2 Beds, 1 Bath, 1,610 sqft $125,000 $50
Pleasureville 4 Beds, 3 Baths, 3,040 sqft $272,000 $143
Anderson 4 Beds, 1 Bath, 1,870 sqft $167,000 $81

If your Fayette County, KY home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fayette County:

Claim Typical Claim Amount
FIRE $56,500
WIND $5,500
WATERCRAFT $12,000

Your Fayette County, KY insurance agent (see examples below) can help with your claims.

  • Nationwide: Holly Mcmillin Agency, 1084 wellington way, Lexington, KY, 40513-1200 (859) 278-8914
  • Liberty Mutual Independent: Assured Nl Insurance Agency Inc, 2416 sir barton way ste 300, Lexington, KY, 40509 (859) 543-1716
  • Travelers: Slade And Collins Insurance Agency Inc, 3320 clays mill rd ste 109, Lexington, KY, 40503 859-219-1121
  • Liberty Mutual: Brian W. Clark, 3288 eagle view ln ste 190, Lexington, KY, 40509 1-859-223-1313
  • State Farm: Dick Perry, 2128 nicholasville road, Lexington, KY, 40503-1827 859-277-7195

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fayette County, KY homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $320
Unemployed Up to 499 Credit Score No Income 1 Pet, Non-Smoker $880
Retired 500-549 Credit Score $25 to 50,000 3 Pets, Non-Smoker $50