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In Depth Analysis of Harper, KS Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Harper, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harper, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harper 2 Beds, 1 Bath, 1780 sqft $90,000 $55
Ryan 2 Beds, 1 Bath, 1,690 sqft $133,000 $77
Guelph 3 Beds, 1 Bath, 1,620 sqft $86,000 $84
Pond Creek, OK 4 Beds, 3 Baths, 3,040 sqft $161,000 $153
Lambert, OK 4 Beds, 1 Bath, 1,900 sqft $111,000 $126
Deerhead 3 Beds, 2 Baths, 1,510 sqft $113,000 $99
Amorita, OK 4 Beds, 3 Baths, 2,570 sqft $184,000 $217
Zenda 2 Beds, 1 Bath, 1,110 sqft $48,000 $23
Afton 3 Beds, 2 Baths, 2,210 sqft $178,000 $127
Wellington 2 Beds, 1 Bath, 1,020 sqft $55,000 $38
Palestine 4 Beds, 2 Baths, 2,520 sqft $205,000 $154
Avon 2 Beds, 1 Bath, 1,130 sqft $70,000 $70
Illinois 2 Beds, 1 Bath, 1,080 sqft $42,000 $38
Cherokee, OK 3 Beds, 1 Bath, 1,770 sqft $109,000 $145
Hunnewell 2 Beds, 1 Bath, 1,700 sqft $87,000 $116
Castleton 2 Beds, 1 Bath, 1,100 sqft $60,000 $54
Viola 3 Beds, 2 Baths, 1,810 sqft $88,000 $79
Byron, OK 3 Beds, 2 Baths, 1,710 sqft $142,000 $65
Waldron 3 Beds, 2 Baths, 2,030 sqft $126,000 $72
Cunningham 2 Beds, 1 Bath, 1,460 sqft $81,000 $69
Mayfield 3 Beds, 1 Bath, 1,720 sqft $78,000 $51

If your Harper, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harper:

Claim Typical Claim Amount
HAIL $5,000
FIRE $36,000
LIGHTNING $500

Your Harper, KS insurance agent (see examples below) can help with your claims.

  • Travelers: Eck Agency Inc, 123 n main, Attica, KS, 67009 620-254-7222
  • State Farm: Brandon Hazel, 124 w main st, Anthony, KS, 67003-2745 620-842-3164
  • Allstate: Eck Agcy. Inc., 123 north main, Attica, KS, 67009 (620) 254-7222
  • Farmers: Rogena Grigsby, 317 w avenue c, Attica, KS, 67009 (620) 254-7350

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harper, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $50 to $75,000 2 Pets, Non-Smoker $770
Retired 650-699 Credit Score $25 to 50,000 1 Pet, Smoker $1,630
Freelancer 800-850 Credit Score $100 to $150,000 3 Pets, Smoker $5,080