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The issues listed mainly affect St. John, KS Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in St. John, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for St. John, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
St. John 4 Beds, 1 Bath, 2300 sqft $131,000 $101
Sterling 4 Beds, 1 Bath, 1,800 sqft $61,000 $102
Shiley 4 Beds, 1 Bath, 2,630 sqft $109,000 $127
Sylvia 4 Beds, 2 Baths, 1,930 sqft $138,000 $115
Albert 3 Beds, 2 Baths, 1,350 sqft $68,000 $78
North Brown 4 Beds, 3 Baths, 3,110 sqft $135,000 $212
Hoisington 2 Beds, 1 Bath, 1,670 sqft $83,000 $143
Macksville 4 Beds, 1 Bath, 2,890 sqft $147,000 $155
Lorraine 3 Beds, 2 Baths, 1,310 sqft $73,000 $89
Ash Valley 3 Beds, 2 Baths, 2,360 sqft $156,000 $135
Kingman 4 Beds, 3 Baths, 2,830 sqft $153,000 $138
Kiowa Rural 4 Beds, 2 Baths, 3,260 sqft $186,000 $102
Medford 4 Beds, 3 Baths, 2,910 sqft $166,000 $117
Holyrood 2 Beds, 1 Bath, 930 sqft $43,000 $56
Raymond 3 Beds, 1 Bath, 1,990 sqft $150,000 $80
Pleasant Ridge 4 Beds, 2 Baths, 2,820 sqft $193,000 $153
Thomas 4 Beds, 1 Bath, 2,880 sqft $190,000 $154
McAdoo 3 Beds, 2 Baths, 1,630 sqft $94,000 $100
Pawnee Rock 4 Beds, 1 Bath, 2,470 sqft $172,000 $165
Salt Creek 2 Beds, 1 Bath, 960 sqft $46,000 $47
Pawnee 4 Beds, 3 Baths, 2,720 sqft $204,000 $165

If your St. John, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in St. John:

Claim Typical Claim Amount
WIND $10,500
WATER DAMAGE $4,500
HAIL $7,000

Your St. John, KS insurance agent (see examples below) can help with your claims.

  • Farmers: Gary Walker Lutcf, 210 s main st, Sylvia, KS, 67581 (620) 486-3228

Your Background Impacts Your Home Insurance Quotes

Here is a list of St. John, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score >$150,000 No Pets, Non-Smoker $190
Unemployed 700-749 Credit Score <$25,000 1 Pet, Smoker $1,000
Full Time Job 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $690