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The issues listed mainly affect Cottonwood Falls, KS Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Cottonwood Falls, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cottonwood Falls, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cottonwood Falls 4 Beds, 2 Baths, 2950 sqft $236,000 $178
Hartford 3 Beds, 1 Bath, 1,780 sqft $97,000 $69
Waterloo 2 Beds, 1 Bath, 1,600 sqft $75,000 $85
Olpe 2 Beds, 1 Bath, 1,080 sqft $56,000 $61
Burlingame 4 Beds, 3 Baths, 1,920 sqft $79,000 $84
Diamond Creek 2 Beds, 1 Bath, 1,650 sqft $113,000 $69
South Salem 2 Beds, 1 Bath, 1,410 sqft $59,000 $66
Junction City 2 Beds, 1 Bath, 970 sqft $58,000 $54
Bazaar 3 Beds, 2 Baths, 1,720 sqft $118,000 $104
Neosho 3 Beds, 1 Bath, 1,950 sqft $107,000 $87
Clifford 3 Beds, 1 Bath, 1,440 sqft $52,000 $39
Falls 2 Beds, 1 Bath, 1,310 sqft $48,000 $73
Risley 4 Beds, 3 Baths, 2,150 sqft $140,000 $111
Catlin 3 Beds, 1 Bath, 1,300 sqft $70,000 $54
El Dorado 4 Beds, 2 Baths, 2,920 sqft $124,000 $121
Whitewater 2 Beds, 1 Bath, 1,550 sqft $106,000 $81
Lehigh 3 Beds, 2 Baths, 2,140 sqft $129,000 $114
Ridge 3 Beds, 2 Baths, 1,720 sqft $76,000 $121
Gridley 4 Beds, 3 Baths, 1,640 sqft $114,000 $114
Burlington 2 Beds, 1 Bath, 1,640 sqft $105,000 $91
Towanda 4 Beds, 2 Baths, 2,200 sqft $104,000 $105

If your Cottonwood Falls, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cottonwood Falls:

Claim Typical Claim Amount
LIGHTNING $500
PHYSICAL DAMAGE $8,000
WATER DAMAGE $5,000

Your Cottonwood Falls, KS insurance agent (see examples below) can help with your claims.

  • Travelers: Bluestem Insurance Group, 2501 w 18th ste c, Emporia, KS, 66801 620-342-4714
  • State Farm: Vicki Burnett, 411 w 6th avenue, Emporia, KS, 66801-2701 620-342-2727
  • Allstate: D Jean Tidwell, 503 commercial st, Emporia, KS, 66801 (620) 343-8689
  • Farmers: Dwight Metcalf Lutcf, 1225 w 6th ave, Emporia, KS, 66801 (620) 342-0807
  • Farmers: Arturo Palafox, 1128 merchant st ste b, Emporia, KS, 66801 (620) 342-4600

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cottonwood Falls, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $180
Retired 550-599 Credit Score No Income 3 Pets, Smoker $510
Freelancer 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $180