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The issues listed mainly affect Elm Creek, KS Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Elm Creek, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Elm Creek, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Elm Creek 5 Beds, 3 Baths, 2930 sqft $272,000 $230
Lincoln Center 2 Beds, 1 Bath, 1,100 sqft $96,000 $167
Hunter 4 Beds, 3 Baths, 2,120 sqft $151,000 $146
Durham Park 3 Beds, 2 Baths, 1,610 sqft $136,000 $231
Geneseo 2 Beds, 1 Bath, 1,500 sqft $196,000 $152
Round Springs 5 Beds, 2 Baths, 4,250 sqft $509,000 $333
Chapman 2 Beds, 1 Bath, 1,020 sqft $99,000 $124
Brookville 3 Beds, 2 Baths, 1,780 sqft $240,000 $279
Manchester 4 Beds, 2 Baths, 2,760 sqft $239,000 $209
Spring Creek 3 Beds, 1 Bath, 1,850 sqft $184,000 $130
Noble 2 Beds, 1 Bath, 1,020 sqft $92,000 $75
Thomas 2 Beds, 1 Bath, 1,370 sqft $98,000 $134
Lone Tree 2 Beds, 1 Bath, 1,010 sqft $103,000 $120
Superior 3 Beds, 2 Baths, 1,430 sqft $167,000 $195
Plum Creek 4 Beds, 3 Baths, 1,910 sqft $189,000 $262
Langley 5 Beds, 4 Baths, 2,960 sqft $315,000 $224
Lulu 5 Beds, 3 Baths, 3,740 sqft $380,000 $498
Barnard 4 Beds, 2 Baths, 2,280 sqft $319,000 $197
Lehigh 4 Beds, 3 Baths, 2,220 sqft $289,000 $165
Detroit 3 Beds, 1 Bath, 1,560 sqft $170,000 $188
Smolan 5 Beds, 2 Baths, 3,880 sqft $293,000 $260

If your Elm Creek, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Elm Creek:

Claim Typical Claim Amount
FIRE $33,000
PHYSICAL DAMAGE $8,000
WIND $10,500

Your Elm Creek, KS insurance agent (see examples below) can help with your claims.

  • Farmers: Dick Johnson, 714 plaza dr, Salina, KS, 67401 (785) 827-3915
  • Travelers: Salina Insurance Services, 157 n 9th, Salina, KS, 67401 785-825-8600
  • State Farm: Joe Seed, 1612 e iron ave, Salina, KS, 67401-3286 785-825-4998
  • Allstate: Dean Atteberry, 1512 e iron ave ste a, Salina, KS, 67401 (785) 825-4241
  • Liberty Mutual Independent: Assurance Partners, 201 e iron ave, Salina, KS, 67401

Your Background Impacts Your Home Insurance Quotes

Here is a list of Elm Creek, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 3 Pets, Smoker $2,820
Retired 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $930
Unemployed 800-850 Credit Score <$25,000 No Pets, Smoker $2,380