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The variables explained here drive your Ashland, KS Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Ashland, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ashland, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ashland 3 Beds, 1 Bath, 1490 sqft $75,000 $67
Greensburg 4 Beds, 1 Bath, 2,580 sqft $89,000 $98
Sitka 3 Beds, 1 Bath, 2,080 sqft $88,000 $100
Wright 3 Beds, 2 Baths, 2,160 sqft $93,000 $43
Offerle 3 Beds, 2 Baths, 1,800 sqft $63,000 $61
Deerhead 3 Beds, 1 Bath, 1,930 sqft $145,000 $110
Sun City 3 Beds, 1 Bath, 1,280 sqft $57,000 $34
Ford 3 Beds, 1 Bath, 2,180 sqft $109,000 $113
Sand Creek 4 Beds, 2 Baths, 1,920 sqft $72,000 $93
Woods, OK 4 Beds, 2 Baths, 2,870 sqft $174,000 $149
Ashland 2 Beds, 1 Bath, 1,450 sqft $93,000 $41
Wilmore 2 Beds, 1 Bath, 1,350 sqft $99,000 $51
Wilroads Gardens 3 Beds, 1 Bath, 2,400 sqft $134,000 $104
Freedom, OK 2 Beds, 1 Bath, 1,380 sqft $70,000 $47
Sodville 3 Beds, 1 Bath, 2,030 sqft $87,000 $64
Mertilla 2 Beds, 1 Bath, 1,350 sqft $59,000 $27
Odee 2 Beds, 1 Bath, 950 sqft $36,000 $44
Meade Center 4 Beds, 1 Bath, 3,230 sqft $203,000 $157
Protection 3 Beds, 2 Baths, 2,320 sqft $117,000 $111
Meade 2 Beds, 1 Bath, 1,400 sqft $53,000 $76
Coldwater 3 Beds, 1 Bath, 1,540 sqft $97,000 $74

If your Ashland, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ashland:

Claim Typical Claim Amount
WATER DAMAGE $4,500
HAIL $7,000
FIRE $33,000

Your Ashland, KS insurance agent (see examples below) can help with your claims.

  • Allstate: Snell-Nelson Ins, 820 main, Ashland, KS, 67831

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ashland, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $1,130
Retired 650-699 Credit Score No Income 3 Pets, Non-Smoker $1,350
Unemployed Up to 499 Credit Score No Income No Pets, Non-Smoker $1,620