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This fantastic information on Downs, KS Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Downs, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Downs, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Downs 4 Beds, 2 Baths, 2180 sqft $104,000 $105
Hancock 4 Beds, 3 Baths, 2,350 sqft $100,000 $110
Randall 2 Beds, 1 Bath, 1,410 sqft $53,000 $44
Concordia 4 Beds, 1 Bath, 3,060 sqft $134,000 $170
Dor 3 Beds, 2 Baths, 2,150 sqft $79,000 $68
Bow Creek 3 Beds, 1 Bath, 1,860 sqft $76,000 $83
Round Mound 2 Beds, 1 Bath, 1,340 sqft $65,000 $77
Victor 4 Beds, 3 Baths, 3,140 sqft $140,000 $101
Crystal 2 Beds, 1 Bath, 1,710 sqft $105,000 $76
Penn 3 Beds, 1 Bath, 2,350 sqft $127,000 $65
Swan 2 Beds, 1 Bath, 1,230 sqft $61,000 $37
Jamestown 2 Beds, 1 Bath, 1,120 sqft $52,000 $52
Athens 3 Beds, 1 Bath, 1,930 sqft $117,000 $81
Norway 4 Beds, 3 Baths, 2,010 sqft $104,000 $97
Holmwood 3 Beds, 2 Baths, 1,720 sqft $97,000 $76
Carr Creek 3 Beds, 2 Baths, 2,320 sqft $72,000 $77
Bloomfield 3 Beds, 2 Baths, 1,470 sqft $87,000 $52
Simpson 4 Beds, 2 Baths, 2,350 sqft $115,000 $118
Inavale, NE 2 Beds, 1 Bath, 1,790 sqft $119,000 $90
Calvin 4 Beds, 2 Baths, 2,860 sqft $90,000 $118
Bunker Hill 2 Beds, 1 Bath, 1,550 sqft $55,000 $68

If your Downs, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Downs:

Claim Typical Claim Amount
LIGHTNING $500
FIRE $33,000
HAIL $7,000

Your Downs, KS insurance agent (see examples below) can help with your claims.

  • Allstate: Central Ins Agency, 509 main, Tipton, KS, 67485 (785) 373-4135

Your Background Impacts Your Home Insurance Quotes

Here is a list of Downs, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $430
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $540
Unemployed 650-699 Credit Score <$25,000 No Pets, Smoker $80