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The variables explained here drive your Sterling, KS Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Sterling, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sterling, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sterling 3 Beds, 1 Bath, 2120 sqft $155,000 $113
St. John 4 Beds, 1 Bath, 1,640 sqft $79,000 $86
Green Garden 3 Beds, 1 Bath, 2,000 sqft $156,000 $150
Nickerson 2 Beds, 1 Bath, 1,040 sqft $90,000 $80
Cunningham 4 Beds, 2 Baths, 1,650 sqft $70,000 $76
Raymond 3 Beds, 1 Bath, 1,940 sqft $104,000 $91
Independent 3 Beds, 1 Bath, 1,370 sqft $78,000 $72
Empire 2 Beds, 1 Bath, 1,200 sqft $54,000 $56
Bentley 2 Beds, 1 Bath, 1,480 sqft $127,000 $124
York 3 Beds, 2 Baths, 1,220 sqft $75,000 $62
Carneiro 4 Beds, 2 Baths, 2,390 sqft $130,000 $171
East Cooper 2 Beds, 1 Bath, 1,530 sqft $90,000 $61
McPherson 4 Beds, 3 Baths, 3,280 sqft $187,000 $105
Huntsville 3 Beds, 2 Baths, 1,550 sqft $112,000 $89
Delmore 3 Beds, 2 Baths, 1,990 sqft $81,000 $92
Hesston 3 Beds, 1 Bath, 2,400 sqft $142,000 $143
Medford 2 Beds, 1 Bath, 1,520 sqft $53,000 $92
Bell 4 Beds, 1 Bath, 3,180 sqft $155,000 $146
Rose Valley 2 Beds, 1 Bath, 1,600 sqft $102,000 $76
Holyrood 3 Beds, 2 Baths, 2,360 sqft $109,000 $111
Arlington 4 Beds, 2 Baths, 3,240 sqft $279,000 $139

If your Sterling, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sterling:

Claim Typical Claim Amount
WATER DAMAGE $4,500
PHYSICAL DAMAGE $8,000
FIRE $33,000

Your Sterling, KS insurance agent (see examples below) can help with your claims.

  • Travelers: B Noll Insurance, 725 n main, Hutchinson, KS, 67501 620-662-4815
  • State Farm: Greg West, 216 e 30th ave, Hutchinson, KS, 67502-2409 620-665-5854
  • Allstate: Anna Crable, 2500 n main st ste e, Hutchinson, KS, 67502 (620) 860-1568
  • Liberty Mutual Independent: Brad Noll & Associates Inc Dba B Noll Insurance, 725 n main st, Hutchinson, KS, 67501 (620) 662-4815
  • Farmers: Randy Ellis, 801 n plum st, Hutchinson, KS, 67501 (620) 663-4466

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sterling, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score >$150,000 1 Pet, Smoker $530
Unemployed 800-850 Credit Score <$25,000 No Pets, Smoker $1,220
Full Time Job 700-749 Credit Score $100 to $150,000 2 Pets, Smoker $230