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The issues listed mainly affect Osage City, KS Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Osage City, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Osage City, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Osage City 2 Beds, 1 Bath, 1570 sqft $109,000 $83
Lecompton 3 Beds, 2 Baths, 2,120 sqft $151,000 $121
Fremont 3 Beds, 2 Baths, 1,990 sqft $139,000 $113
Ottawa 2 Beds, 1 Bath, 1,740 sqft $127,000 $135
Delia 2 Beds, 1 Bath, 1,330 sqft $70,000 $127
Neosho Falls 2 Beds, 1 Bath, 1,380 sqft $114,000 $103
Menoken 2 Beds, 1 Bath, 1,630 sqft $122,000 $70
Kaw 2 Beds, 1 Bath, 1,570 sqft $128,000 $140
Rural 3 Beds, 2 Baths, 1,330 sqft $88,000 $80
Strong 2 Beds, 1 Bath, 1,570 sqft $93,000 $82
Zeandale 3 Beds, 1 Bath, 1,670 sqft $112,000 $101
Key West 3 Beds, 2 Baths, 1,790 sqft $129,000 $123
Hamilton 2 Beds, 1 Bath, 1,240 sqft $82,000 $68
Waterloo 3 Beds, 1 Bath, 1,490 sqft $51,000 $85
Grove 3 Beds, 1 Bath, 1,510 sqft $114,000 $92
Hoyt 3 Beds, 1 Bath, 2,240 sqft $112,000 $123
Sarcoxie 2 Beds, 1 Bath, 990 sqft $64,000 $68
Eskridge 2 Beds, 1 Bath, 1,780 sqft $82,000 $99
Indian Creek 2 Beds, 1 Bath, 1,520 sqft $69,000 $70
Ridgeway 2 Beds, 1 Bath, 1,570 sqft $111,000 $145
Diamond Creek 3 Beds, 2 Baths, 2,110 sqft $124,000 $93

If your Osage City, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Osage City:

Claim Typical Claim Amount
WATER DAMAGE $4,500
LIGHTNING $500
FIRE $33,000

Your Osage City, KS insurance agent (see examples below) can help with your claims.

  • Travelers: Community Ins Serv Inc, 309 maple, Overbrook, KS, 66524 785-665-7875
  • State Farm: Jodi Lohmeyer-Stark, 618 market st, Osage City, KS, 66523-1160 785-528-4525
  • Farmers: J Mcfarlane, 407 market st, Osage City, KS, 66523 (785) 528-3466

Your Background Impacts Your Home Insurance Quotes

Here is a list of Osage City, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $720
Freelancer Up to 499 Credit Score $100 to $150,000 1 Pet, Smoker $570
Part Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $1,840