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This startling study about Ellsworth, KS Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Ellsworth, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ellsworth, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ellsworth 2 Beds, 1 Bath, 1350 sqft $60,000 $51
Great Bend 2 Beds, 1 Bath, 990 sqft $49,000 $62
Little River 3 Beds, 1 Bath, 1,440 sqft $116,000 $110
Albert 3 Beds, 1 Bath, 1,250 sqft $80,000 $93
Raymond 2 Beds, 1 Bath, 1,110 sqft $61,000 $51
Alden 4 Beds, 2 Baths, 2,890 sqft $145,000 $118
Carr Creek 4 Beds, 3 Baths, 2,770 sqft $172,000 $153
Hutchinson 2 Beds, 1 Bath, 1,760 sqft $141,000 $66
Custer 4 Beds, 1 Bath, 3,390 sqft $224,000 $240
South Homestead 3 Beds, 2 Baths, 2,090 sqft $103,000 $96
Independent 2 Beds, 1 Bath, 1,690 sqft $113,000 $127
Carneiro 4 Beds, 3 Baths, 2,990 sqft $191,000 $118
Waldo 3 Beds, 2 Baths, 1,720 sqft $162,000 $109
Kipp 2 Beds, 1 Bath, 1,490 sqft $77,000 $89
Beaver 3 Beds, 2 Baths, 2,070 sqft $136,000 $176
New Cambria 3 Beds, 2 Baths, 1,770 sqft $84,000 $67
North Homestead 4 Beds, 3 Baths, 2,640 sqft $240,000 $272
Superior 4 Beds, 2 Baths, 2,860 sqft $143,000 $197
Blue Hill 2 Beds, 1 Bath, 1,160 sqft $72,000 $84
Turkey Creek 4 Beds, 2 Baths, 1,940 sqft $106,000 $168
Huntsville 2 Beds, 1 Bath, 1,490 sqft $112,000 $62

If your Ellsworth, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ellsworth:

Claim Typical Claim Amount
LIGHTNING $500
PHYSICAL DAMAGE $8,000
FIRE $33,000

Your Ellsworth, KS insurance agent (see examples below) can help with your claims.

  • State Farm: Gary Urbanek, 1504 aylward ave, Ellsworth, KS, 67439-2341 785-472-4426

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ellsworth, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $150
Unemployed 700-749 Credit Score <$25,000 No Pets, Non-Smoker $590
Part Time Job 500-549 Credit Score <$25,000 2 Pets, Smoker $1,810