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The variables explained here drive your Pratt County, Kansas Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Pratt County, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Pratt County, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Pratt County 4 Beds, 3 Baths, 2840 sqft $167,000 $197
North Brown 4 Beds, 2 Baths, 2,440 sqft $177,000 $91
Raymond 3 Beds, 2 Baths, 1,570 sqft $58,000 $64
Harper 3 Beds, 2 Baths, 1,360 sqft $50,000 $69
Keysville 3 Beds, 2 Baths, 1,950 sqft $68,000 $98
Ellinwood 2 Beds, 1 Bath, 1,100 sqft $71,000 $85
Pleasant Ridge 4 Beds, 3 Baths, 2,720 sqft $141,000 $117
Mingona 4 Beds, 2 Baths, 2,500 sqft $181,000 $145
Radium 4 Beds, 3 Baths, 3,290 sqft $228,000 $111
Elm Mills 4 Beds, 3 Baths, 2,440 sqft $137,000 $128
Wayne 2 Beds, 1 Bath, 930 sqft $63,000 $47
Spivey 4 Beds, 2 Baths, 2,670 sqft $101,000 $133
Arlington 3 Beds, 2 Baths, 1,720 sqft $78,000 $82
McAdoo 3 Beds, 1 Bath, 1,580 sqft $75,000 $54
Preston 2 Beds, 1 Bath, 1,320 sqft $67,000 $86
Huntsville 2 Beds, 1 Bath, 1,250 sqft $59,000 $78
Offerle 2 Beds, 1 Bath, 1,540 sqft $81,000 $56
Haviland 4 Beds, 3 Baths, 3,030 sqft $195,000 $180
Bell 3 Beds, 1 Bath, 1,790 sqft $86,000 $79
Isabel 4 Beds, 1 Bath, 1,650 sqft $93,000 $117
Township 3 Beds, 1 Bath, 1,250 sqft $78,000 $52

If your Pratt County, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Pratt County:

Claim Typical Claim Amount
WIND $11,000
LIGHTNING $500
HAIL $6,500

Your Pratt County, KS insurance agent (see examples below) can help with your claims.

  • Travelers: Strongs Ins Inc, 201 s main, Pratt, KS, 67124 620-672-6451
  • State Farm: Dan Gillig, 516 e 1st st, Pratt, KS, 67124-2003 620-672-3485
  • Allstate: Sanders Agency Inc, 100 s. main, Pratt, KS, 67124

Your Background Impacts Your Home Insurance Quotes

Here is a list of Pratt County, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income 1 Pet, Smoker $370
Full Time Job 500-549 Credit Score $50 to $75,000 No Pets, Non-Smoker $1,210
Retired 750-799 Credit Score $25 to 50,000 2 Pets, Non-Smoker $270