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The variables explained here drive your Moscow, KS Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Moscow, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Moscow, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Moscow 4 Beds, 3 Baths, 2090 sqft $103,000 $92
Sullivan 2 Beds, 1 Bath, 1,590 sqft $76,000 $92
Pierceville 4 Beds, 3 Baths, 1,880 sqft $100,000 $107
Hardesty, OK 3 Beds, 2 Baths, 1,580 sqft $59,000 $75
Deerfield 3 Beds, 1 Bath, 1,610 sqft $110,000 $93
Big Bow 2 Beds, 1 Bath, 1,120 sqft $68,000 $57
Crooked Creek 3 Beds, 2 Baths, 1,670 sqft $73,000 $64
Ivanhoe 2 Beds, 1 Bath, 1,340 sqft $55,000 $66
Dudley 3 Beds, 1 Bath, 1,770 sqft $115,000 $103
Hugoton 4 Beds, 1 Bath, 2,590 sqft $137,000 $128
Beaver, OK 4 Beds, 1 Bath, 2,470 sqft $126,000 $128
Stanton 3 Beds, 2 Baths, 1,580 sqft $143,000 $144
Johnson City 4 Beds, 3 Baths, 2,630 sqft $174,000 $199
Center 3 Beds, 1 Bath, 1,990 sqft $159,000 $159
Harmony 3 Beds, 2 Baths, 1,440 sqft $68,000 $77
Tyrone, OK 3 Beds, 2 Baths, 2,100 sqft $121,000 $80
Southside 3 Beds, 1 Bath, 2,370 sqft $104,000 $157
Sherlock 4 Beds, 1 Bath, 2,300 sqft $188,000 $105
Moscow 2 Beds, 1 Bath, 1,140 sqft $52,000 $60
Guymon, OK 4 Beds, 2 Baths, 3,150 sqft $176,000 $160
Fargo 4 Beds, 2 Baths, 2,550 sqft $117,000 $167

If your Moscow, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Moscow:

Claim Typical Claim Amount
FIRE $33,000
HAIL $7,000
WATER DAMAGE $4,500

Your Moscow, KS insurance agent (see examples below) can help with your claims.

  • State Farm: Debbie Nordling, 617 s main st, Hugoton, KS, 67951-2419 620-544-8528
  • Allstate: Musgrove Ins Srv, 1012 s main st, Hugoton, KS, 67951 (620) 544-4388

Your Background Impacts Your Home Insurance Quotes

Here is a list of Moscow, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score <$25,000 3 Pets, Smoker $1,010
Retired 500-549 Credit Score $25 to 50,000 No Pets, Smoker $110
Full Time Job 600-649 Credit Score $100 to $150,000 2 Pets, Smoker $1,100