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In Depth Bird City, KS Home Insurance Rates Analysis

In Depth Analysis of Bird City, KS Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Bird City, KS is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bird City, KS & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bird City 2 Beds, 1 Bath, 1450 sqft $91,000 $49
Gem 4 Beds, 1 Bath, 2,220 sqft $146,000 $97
Beverly, NE 4 Beds, 1 Bath, 2,660 sqft $95,000 $113
Prairie Dog 2 Beds, 1 Bath, 950 sqft $69,000 $50
Smoky 4 Beds, 1 Bath, 2,360 sqft $112,000 $108
Bird City 4 Beds, 1 Bath, 1,760 sqft $92,000 $105
Vernon, CO 5 Beds, 4 Baths, 3,400 sqft $232,000 $175
Stratton, NE 2 Beds, 1 Bath, 1,220 sqft $103,000 $84
Orlando 4 Beds, 2 Baths, 1,810 sqft $120,000 $93
Jaqua 4 Beds, 2 Baths, 2,460 sqft $138,000 $114
Driftwood, NE 2 Beds, 1 Bath, 1,580 sqft $57,000 $78
Haigler, NE 4 Beds, 1 Bath, 2,200 sqft $121,000 $185
Palisade, NE 3 Beds, 1 Bath, 1,770 sqft $102,000 $77
Itasca 5 Beds, 4 Baths, 2,690 sqft $138,000 $127
Enders, NE 2 Beds, 1 Bath, 1,000 sqft $65,000 $64
Shermanville 3 Beds, 2 Baths, 1,320 sqft $83,000 $62
Max, NE 2 Beds, 1 Bath, 1,500 sqft $108,000 $104
Smith 4 Beds, 2 Baths, 2,140 sqft $107,000 $148
Ough, NE 3 Beds, 1 Bath, 1,840 sqft $102,000 $82
Hopewell, NE 3 Beds, 2 Baths, 1,310 sqft $59,000 $62
Ludell 5 Beds, 1 Bath, 2,640 sqft $161,000 $143

If your Bird City, KS home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bird City:

Claim Typical Claim Amount
HAIL $7,000
PHYSICAL DAMAGE $8,000
WIND $10,500

Your Bird City, KS insurance agent (see examples below) can help with your claims.

  • Travelers: Wright Ins Agency, 310 bird ave, Bird City, KS, 67731 785-734-2504
  • State Farm: Kurt Genrich, 102 5th ave w, Benkelman, NE, 69021-2156 308-423-2290
  • Allstate: Frewen Insurance Agency Inc, 115 e washington st, Saint Francis, KS, 67756 (785) 332-2108
  • Farmers: Gary Leach, 209 washington st, St Francis, KS, 67756 (785) 332-2898

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bird City, KS homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $360
Full Time Job 500-549 Credit Score $50 to $75,000 1 Pet, Smoker $190
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Non-Smoker $750