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The variables explained here drive your Ripley, IN Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Ripley, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ripley, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ripley 3 Beds, 1 Bath, 2240 sqft $164,000 $59
Spring Grove 2 Beds, 1 Bath, 1,160 sqft $128,000 $29
Pendleton 3 Beds, 2 Baths, 1,980 sqft $148,000 $67
Lincoln 3 Beds, 1 Bath, 1,760 sqft $160,000 $75
Middle 3 Beds, 2 Baths, 2,260 sqft $167,000 $63
Tipton 2 Beds, 1 Bath, 970 sqft $90,000 $27
Selma 3 Beds, 2 Baths, 1,270 sqft $103,000 $33
Sugar Creek 2 Beds, 1 Bath, 1,420 sqft $173,000 $49
Brandywine 2 Beds, 1 Bath, 1,280 sqft $127,000 $34
Saratoga 3 Beds, 1 Bath, 2,240 sqft $239,000 $66
Sheridan 2 Beds, 1 Bath, 1,140 sqft $136,000 $27
Whiteland 3 Beds, 1 Bath, 1,630 sqft $112,000 $68
Ray 2 Beds, 1 Bath, 1,570 sqft $140,000 $47
Beech Grove 2 Beds, 1 Bath, 1,640 sqft $145,000 $77
Country Squire Lakes 2 Beds, 1 Bath, 980 sqft $104,000 $37
Waldron 3 Beds, 1 Bath, 2,100 sqft $123,000 $73
Palestine, OH 2 Beds, 1 Bath, 940 sqft $67,000 $17
Kennard 2 Beds, 1 Bath, 1,290 sqft $88,000 $40
Atlanta 2 Beds, 1 Bath, 1,580 sqft $152,000 $38
Plainfield 2 Beds, 1 Bath, 1,460 sqft $102,000 $40
Economy 2 Beds, 1 Bath, 1,610 sqft $130,000 $32

If your Ripley, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ripley:

Claim Typical Claim Amount
WATER DAMAGE $6,500
HAIL $8,000
MOLD $8,000

Your Ripley, IN insurance agent (see examples below) can help with your claims.

  • Nationwide: Cherry Insurance Agency Inc, 4772 w us highway 40, Greenfield, IN, 46140-8540 (317) 894-7000
  • Farmers: Fred Applegate Lutcf, 705 n state st, Greenfield, IN, 46140 (317) 462-6699
  • Travelers: Heller Insurance Agency, 88 yorkshire blvd w, Cumberland, IN, 46229 317-351-2146
  • Liberty Mutual Independent: Associated Agencies Inc, 1220 broad st. new¬†castle, New Castle, IN, 47362
  • State Farm: Brooke Palmer, 1787 n state st, Greenfield, IN, 46140-1085 317-462-4135

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ripley, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score No Income No Pets, Smoker $160
Full Time Job Up to 499 Credit Score $50 to $75,000 2 Pets, Non-Smoker $510
Part Time Job 650-699 Credit Score <$25,000 1 Pet, Smoker $430