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Sanders, IN Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Sanders, IN Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Sanders, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sanders, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sanders 2 Beds, 1 Bath, 1100 sqft $123,000 $33
Hardinsburg 3 Beds, 2 Baths, 1,290 sqft $104,000 $32
Clayton 2 Beds, 1 Bath, 1,220 sqft $112,000 $38
Gibson 3 Beds, 1 Bath, 2,290 sqft $214,000 $69
Edwardsport 3 Beds, 2 Baths, 1,530 sqft $108,000 $39
Loogootee 2 Beds, 1 Bath, 950 sqft $55,000 $21
Brownstown 2 Beds, 1 Bath, 1,460 sqft $114,000 $40
Cass 2 Beds, 1 Bath, 1,390 sqft $125,000 $43
Orangeville 2 Beds, 1 Bath, 1,140 sqft $126,000 $42
Fillmore 2 Beds, 1 Bath, 1,760 sqft $156,000 $36
Hope 3 Beds, 1 Bath, 1,320 sqft $89,000 $32
Monrovia 2 Beds, 1 Bath, 1,530 sqft $159,000 $31
Lewis 3 Beds, 2 Baths, 1,910 sqft $211,000 $46
Jackson 2 Beds, 1 Bath, 1,790 sqft $193,000 $81
Stampers Creek 3 Beds, 1 Bath, 1,680 sqft $143,000 $46
Wright 3 Beds, 1 Bath, 2,190 sqft $165,000 $52
Lovett 2 Beds, 1 Bath, 1,740 sqft $161,000 $57
Hall 3 Beds, 2 Baths, 2,130 sqft $165,000 $57
Sandborn 2 Beds, 1 Bath, 1,730 sqft $107,000 $43
Oolitic 3 Beds, 2 Baths, 1,820 sqft $175,000 $50
Redding 3 Beds, 2 Baths, 1,350 sqft $92,000 $38

If your Sanders, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sanders:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $12,000
MOLD $8,000
WIND $3,500

Your Sanders, IN insurance agent (see examples below) can help with your claims.

  • Nationwide: Grove Insurance Company Inc., 702 west 17th street, Bloomington, IN, 47404 (812) 339-0680
  • Farmers: Tawni Hill, 1635 w 3rd st, Bloomington, IN, 47404 (812) 333-1525
  • Travelers: Dan Ellis Insurance Agency, 717-b lincoln ave, Bedford, IN, 47421 812-275-5899
  • Liberty Mutual Independent: Gates Insurance Inc, 532 s college ave, Bloomington, IN, 47403 (812) 336-0231
  • State Farm: Ken Stone, 2640 e 10th st, Bloomington, IN, 47408-2651 812-339-5048

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sanders, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $730
Freelancer 700-749 Credit Score $75 to $100,000 1 Pet, Non-Smoker $130
Unemployed 550-599 Credit Score <$25,000 3 Pets, Smoker $60