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Gain useful knowledge on Winona Lake, IN Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Winona Lake, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winona Lake, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winona Lake 4 Beds, 3 Baths, 2320 sqft $172,000 $65
Polk 4 Beds, 3 Baths, 2,620 sqft $232,000 $78
Cleveland 4 Beds, 1 Bath, 3,260 sqft $311,000 $90
Avilla 4 Beds, 2 Baths, 1,620 sqft $142,000 $39
Portage 3 Beds, 1 Bath, 1,970 sqft $171,000 $34
Ossian 3 Beds, 1 Bath, 1,800 sqft $200,000 $59
Roann 3 Beds, 2 Baths, 2,250 sqft $205,000 $80
Converse 2 Beds, 1 Bath, 1,030 sqft $124,000 $30
Sherman, MI 4 Beds, 2 Baths, 2,280 sqft $291,000 $73
Salamonie 4 Beds, 2 Baths, 1,910 sqft $190,000 $81
Noble 2 Beds, 1 Bath, 1,100 sqft $138,000 $48
Herbst 2 Beds, 1 Bath, 1,430 sqft $103,000 $38
Locke 3 Beds, 1 Bath, 1,760 sqft $119,000 $46
Chester 2 Beds, 1 Bath, 920 sqft $82,000 $49
Bristol 4 Beds, 1 Bath, 2,360 sqft $169,000 $62
South Bend 2 Beds, 1 Bath, 1,160 sqft $105,000 $24
Leo-Cedarville 4 Beds, 3 Baths, 2,530 sqft $196,000 $56
Orange 3 Beds, 1 Bath, 1,510 sqft $136,000 $45
Wolcottville 3 Beds, 1 Bath, 1,820 sqft $135,000 $63
Amboy 3 Beds, 1 Bath, 1,600 sqft $94,000 $58
Poneto 3 Beds, 2 Baths, 1,370 sqft $93,000 $50

If your Winona Lake, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winona Lake:

Claim Typical Claim Amount
WATER DAMAGE $6,500
LIABILITY (ALL OTHER) $12,000
DAMAGE TO PROPERTY OF OTHERS $17,000

Your Winona Lake, IN insurance agent (see examples below) can help with your claims.

  • Nationwide: Merle R. Holden, 13774 n state rd 19, Nappanee, IN, 46550-8605 (574) 773-4288
  • Liberty Mutual Independent: Estlick-Girvin & Lefever Inc D, 102 w van buren st, Columbia City, IN, 46725 (800) 321-9633
  • Travelers: Hall & Marose Agcy Inc, 1021 mariners dr, Warsaw, IN, 46582 574-267-3266
  • State Farm: Sylvia Benjamin, 1754 e market st, Nappanee, IN, 46550-9216 574-773-AUTO
  • Allstate: Insurance Shoppe, 101 e van buren st, Leesburg, IN, 46538 (574) 453-3208

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winona Lake, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $850
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Smoker $90
Unemployed 650-699 Credit Score <$25,000 2 Pets, Non-Smoker $520