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Given here are some important aspects of your Rochester, Indiana Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Rochester, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Rochester, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Rochester 4 Beds, 3 Baths, 2310 sqft $179,000 $84
Warsaw 3 Beds, 2 Baths, 1,620 sqft $116,000 $41
Middlebury 3 Beds, 2 Baths, 1,860 sqft $94,000 $38
Bass Lake 2 Beds, 1 Bath, 980 sqft $50,000 $25
Walton 3 Beds, 2 Baths, 2,100 sqft $138,000 $63
Lakeville 3 Beds, 1 Bath, 1,720 sqft $107,000 $38
Burket 4 Beds, 1 Bath, 2,820 sqft $194,000 $80
Reynolds 2 Beds, 1 Bath, 1,060 sqft $61,000 $25
Bremen 3 Beds, 2 Baths, 2,210 sqft $163,000 $58
Goshen 2 Beds, 1 Bath, 1,220 sqft $54,000 $31
Kingsbury 3 Beds, 2 Baths, 2,040 sqft $126,000 $44
Point Isabel 2 Beds, 1 Bath, 1,620 sqft $89,000 $30
North Bend 4 Beds, 1 Bath, 2,990 sqft $207,000 $90
Seward 2 Beds, 1 Bath, 1,340 sqft $72,000 $30
Kouts 2 Beds, 1 Bath, 1,420 sqft $87,000 $36
Hanging Grove 2 Beds, 1 Bath, 1,760 sqft $148,000 $41
Hamlet 4 Beds, 2 Baths, 2,830 sqft $201,000 $42
Aboite 2 Beds, 1 Bath, 1,520 sqft $85,000 $22
North Liberty 4 Beds, 2 Baths, 2,990 sqft $153,000 $68
Battle Ground 2 Beds, 1 Bath, 1,360 sqft $94,000 $32
Turkey Creek 2 Beds, 1 Bath, 1,250 sqft $113,000 $32

If your Rochester, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Rochester:

Claim Typical Claim Amount
WIND $4,000
FIRE $53,000
THEFT/BURGLARY $3,000

Your Rochester, IN insurance agent (see examples below) can help with your claims.

  • Travelers: Keller Ins And Consulting Group Inc, 5763 n 640 e, Monterey, IN, 46960 574-542-9500
  • State Farm: Jeff Klinkhamer, 1201 main st, Rochester, IN, 46975-2038 574-223-3017
  • Allstate: Bennett Ins Agy Inc, 118 n monticello st, Winamac, IN, 46996 (574) 946-3343
  • Erie: Brockey Insurance Agency, 921 e 9th street, Rochester, IN, 46975
  • Liberty Mutual Independent: Bennett Insurance Agency Inc, 118 n monticello st, Winamac, IN, 46996 (574) 946-3343

Your Background Impacts Your Home Insurance Quotes

Here is a list of Rochester, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income More than 3 Pets at home, Smoker $450
Full Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $340
Freelancer 500-549 Credit Score <$25,000 3 Pets, Smoker $520