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The variables explained here drive your Salem, Indiana Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Salem, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Salem, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Salem 3 Beds, 2 Baths, 1330 sqft $88,000 $21
Glenview Hills, KY 2 Beds, 1 Bath, 1,590 sqft $82,000 $37
Goshen, KY 3 Beds, 1 Bath, 1,450 sqft $95,000 $33
Buckner, KY 2 Beds, 1 Bath, 1,050 sqft $56,000 $20
Fincastle, KY 2 Beds, 1 Bath, 1,600 sqft $75,000 $41
Graham 3 Beds, 1 Bath, 1,860 sqft $79,000 $26
Jefferson, KY 3 Beds, 2 Baths, 1,570 sqft $108,000 $40
Brooks, KY 3 Beds, 2 Baths, 1,270 sqft $81,000 $34
Thornhill, KY 2 Beds, 1 Bath, 1,370 sqft $64,000 $24
Guthrie 3 Beds, 1 Bath, 1,310 sqft $68,000 $38
Sycamore, KY 3 Beds, 1 Bath, 1,520 sqft $114,000 $49
Jennings 3 Beds, 2 Baths, 1,870 sqft $112,000 $42
Williams 3 Beds, 2 Baths, 2,100 sqft $111,000 $59
Harrodsburg 3 Beds, 1 Bath, 1,690 sqft $116,000 $37
Murray Hill, KY 3 Beds, 1 Bath, 1,680 sqft $102,000 $43
Smithfield, KY 2 Beds, 1 Bath, 1,600 sqft $126,000 $50
Meadowbrook Farm, KY 3 Beds, 1 Bath, 1,360 sqft $104,000 $24
Mount Washington, KY 3 Beds, 1 Bath, 2,270 sqft $135,000 $42
Lost River 2 Beds, 1 Bath, 1,190 sqft $55,000 $36
Paoli 2 Beds, 1 Bath, 1,530 sqft $74,000 $36
Shepherdsville, KY 2 Beds, 1 Bath, 1,480 sqft $76,000 $21

If your Salem, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Salem:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $13,500
THEFT/BURGLARY $3,000
LIGHTNING $4,000

Your Salem, IN insurance agent (see examples below) can help with your claims.

  • Travelers: Robertson Insurance & Financial Llc, 1345 hwy 64 nw, Ramsey, IN, 47166 812-347-3151
  • State Farm: Bob Ward, 1672 w mcclain ave, Scottsburg, IN, 47170-5919 812-752-7523
  • Erie: Springer - Springer Insurance, 107 n high street, Salem, IN, 47167
  • Allstate: Lincoln Hills, 16 public square, Salem, IN, 47167
  • Liberty Mutual Independent: J Scott Huffaker Inc, 1358 s jackson st, Salem, IN, 47167 (812) 570-0900

Your Background Impacts Your Home Insurance Quotes

Here is a list of Salem, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $170
Unemployed 700-749 Credit Score <$25,000 1 Pet, Smoker $110
Part Time Job 500-549 Credit Score <$25,000 2 Pets, Non-Smoker $420