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In Depth Analysis of Owen County, Indiana Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Owen County, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Owen County, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Owen County 3 Beds, 1 Bath, 1430 sqft $65,000 $35
Lamotte, IL 2 Beds, 1 Bath, 1,370 sqft $91,000 $31
Harrison 2 Beds, 1 Bath, 1,550 sqft $112,000 $37
New Whiteland 2 Beds, 1 Bath, 1,530 sqft $71,000 $36
Bargersville 3 Beds, 2 Baths, 2,200 sqft $118,000 $43
Roachdale 2 Beds, 1 Bath, 930 sqft $88,000 $19
Bicknell 3 Beds, 1 Bath, 2,290 sqft $214,000 $60
Gill 2 Beds, 1 Bath, 1,580 sqft $116,000 $28
Tecumseh 3 Beds, 2 Baths, 1,530 sqft $98,000 $29
Danville 2 Beds, 1 Bath, 960 sqft $51,000 $24
2 Beds, 1 Bath, 1,300 sqft $93,000 $35
Darwin, IL 3 Beds, 1 Bath, 2,360 sqft $137,000 $52
Clear Creek 2 Beds, 1 Bath, 1,510 sqft $98,000 $22
Pershing 3 Beds, 2 Baths, 1,240 sqft $120,000 $35
Nineveh 2 Beds, 1 Bath, 1,120 sqft $63,000 $39
Spice Valley 3 Beds, 1 Bath, 1,650 sqft $116,000 $25
Pittsboro 3 Beds, 1 Bath, 1,260 sqft $79,000 $38
Dana 2 Beds, 1 Bath, 1,450 sqft $116,000 $37
Brownsburg 2 Beds, 1 Bath, 1,270 sqft $92,000 $45
Jasonville 2 Beds, 1 Bath, 1,280 sqft $79,000 $27
Fayette 2 Beds, 1 Bath, 1,770 sqft $162,000 $45

If your Owen County, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Owen County:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,500
MOLD $8,500
FIRE $53,000

Your Owen County, IN insurance agent (see examples below) can help with your claims.

  • Nationwide: Grove Insurance Company Inc., 702 west 17th street, Bloomington, IN, 47404 (812) 339-0680
  • Farmers: John Jesseph, 901 w 1st st, Bloomington, IN, 47403 (812) 821-3831
  • Travelers: Hylant Group Inc, 100 s college ave ste 230, Bloomington, IN, 47404 812-332-4484
  • Liberty Mutual Independent: Insurance Pros Llc, 770 e morgan st # 299, Spencer, IN, 47460 (812) 829-6133
  • State Farm: Cindy Vlasman, 444 s college ave, Bloomington, IN, 47403-1513 812-339-5529

Your Background Impacts Your Home Insurance Quotes

Here is a list of Owen County, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $350
Freelancer Up to 499 Credit Score $25 to 50,000 No Pets, Smoker $410
Retired 700-749 Credit Score <$25,000 3 Pets, Smoker $350