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In Depth Adams County, IN Home Insurance Rates Analysis

In Depth Analysis of Adams County, Indiana Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Adams County, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Adams County, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Adams County 3 Beds, 1 Bath, 1570 sqft $114,000 $22
Huntertown 2 Beds, 1 Bath, 1,390 sqft $92,000 $41
Wren, OH 4 Beds, 2 Baths, 2,110 sqft $137,000 $35
Palmer, OH 2 Beds, 1 Bath, 1,460 sqft $70,000 $33
Shawnee, OH 4 Beds, 1 Bath, 3,130 sqft $240,000 $93
Kettlersville, OH 3 Beds, 2 Baths, 2,220 sqft $142,000 $54
Bluffton 4 Beds, 1 Bath, 1,770 sqft $150,000 $46
Licking 2 Beds, 1 Bath, 1,570 sqft $97,000 $37
Churubusco 3 Beds, 2 Baths, 1,960 sqft $145,000 $40
Mill 2 Beds, 1 Bath, 1,320 sqft $104,000 $28
Salamonia 4 Beds, 1 Bath, 3,170 sqft $214,000 $132
Minster, OH 3 Beds, 1 Bath, 2,060 sqft $242,000 $82
St. Henry, OH 4 Beds, 2 Baths, 2,140 sqft $151,000 $31
Moulton, OH 3 Beds, 2 Baths, 2,270 sqft $172,000 $53
Paulding, OH 2 Beds, 1 Bath, 1,200 sqft $62,000 $21
Anna, OH 2 Beds, 1 Bath, 1,380 sqft $148,000 $34
Jefferson, OH 2 Beds, 1 Bath, 1,380 sqft $135,000 $38
Defiance, OH 3 Beds, 2 Baths, 1,440 sqft $89,000 $33
Grant 4 Beds, 3 Baths, 1,690 sqft $146,000 $45
Zanesville 4 Beds, 2 Baths, 3,030 sqft $263,000 $50
Bearcreek 4 Beds, 2 Baths, 2,720 sqft $179,000 $105

If your Adams County, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Adams County:

Claim Typical Claim Amount
MOLD $8,500
WATER DAMAGE $6,500
LIABILITY (ALL OTHER) $10,500

Your Adams County, IN insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: General Insurance Agency Inc, 1030 n main st, Bluffton, IN, 46714
  • State Farm: Austen Rigelman, 905 s shannon st, Van Wert, OH, 45891-2242 419-238-5471
  • Allstate: Margaret L. Bolinger, 217 s 2nd st ste c, Decatur, IN, 46733 (260) 724-2244
  • Nationwide: Nancy Cornejo, 303 1/2 w monroe st, Decatur, IN, 46733-1619 (260) 724-4822
  • Erie: Leland Smith Insurance Service Inc., 106 w tully street, Convoy, OH, 45832

Your Background Impacts Your Home Insurance Quotes

Here is a list of Adams County, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score $25 to 50,000 1 Pet, Non-Smoker $320
Full Time Job Up to 499 Credit Score $75 to $100,000 3 Pets, Smoker $80
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Smoker $120