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The issues listed mainly affect Decatur, Indiana Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Decatur, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Decatur, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Decatur 2 Beds, 1 Bath, 1030 sqft $68,000 $26
Edinburgh 4 Beds, 1 Bath, 2,860 sqft $279,000 $78
Milroy 2 Beds, 1 Bath, 1,070 sqft $119,000 $36
Fishers 2 Beds, 1 Bath, 1,710 sqft $149,000 $38
Buck Creek 3 Beds, 1 Bath, 1,760 sqft $123,000 $48
Haw Creek 4 Beds, 3 Baths, 2,610 sqft $227,000 $56
Van Buren 3 Beds, 2 Baths, 1,790 sqft $111,000 $31
Elwood 4 Beds, 1 Bath, 3,260 sqft $276,000 $66
Rushville 3 Beds, 2 Baths, 1,550 sqft $97,000 $48
Decatur 3 Beds, 2 Baths, 1,300 sqft $104,000 $22
Markleville 3 Beds, 1 Bath, 1,920 sqft $147,000 $40
Gregg 2 Beds, 1 Bath, 1,220 sqft $80,000 $19
Sanders 3 Beds, 2 Baths, 1,880 sqft $120,000 $40
Painted Hills 4 Beds, 2 Baths, 1,920 sqft $136,000 $38
Stony Creek 4 Beds, 2 Baths, 2,250 sqft $194,000 $71
St. Paul 3 Beds, 1 Bath, 1,500 sqft $110,000 $31
Mooresville 3 Beds, 1 Bath, 2,360 sqft $184,000 $84
Warren Park 3 Beds, 2 Baths, 2,300 sqft $183,000 $36
Greensboro 4 Beds, 1 Bath, 1,690 sqft $133,000 $65
Cicero 2 Beds, 1 Bath, 1,600 sqft $157,000 $45
Cloverdale 3 Beds, 1 Bath, 1,700 sqft $123,000 $58

If your Decatur, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Decatur:

Claim Typical Claim Amount
HAIL $10,000
LIABILITY (ALL OTHER) $10,500
LIGHTNING $4,000

Your Decatur, IN insurance agent (see examples below) can help with your claims.

  • Nationwide: Cynthia Wilson Ins Agency, 3735 shady ln ste a, Plainfield, IN, 46168-2629 (317) 838-9015
  • Liberty Mutual Independent: Huntington Insurance Inc, 45 n pennsylvania st, Indianapolis, IN, 46204 888-576-7900
  • Travelers: Christopher D Dant, 2920 shelby st, Indianapolis, IN, 46203 317-783-3303
  • Farmers: Daniel Kelly, 200 e main st, Plainfield, IN, 46168 (317) 839-7171
  • Liberty Mutual: Chuck Day, 2020 south state road 135 suite 203, Greenwood, IN, 46143 1-317-535-5644

Your Background Impacts Your Home Insurance Quotes

Here is a list of Decatur, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 No Pets, Smoker $280
Full Time Job 600-649 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $930
Freelancer 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $50