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This startling study about Otwell, IN Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Otwell, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Otwell, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Otwell 3 Beds, 1 Bath, 1480 sqft $62,000 $20
Skelton 2 Beds, 1 Bath, 1,490 sqft $75,000 $23
Plainville 3 Beds, 1 Bath, 2,150 sqft $126,000 $38
Sullivan 3 Beds, 2 Baths, 1,980 sqft $80,000 $43
Oolitic 2 Beds, 1 Bath, 1,360 sqft $51,000 $16
Guthrie 3 Beds, 2 Baths, 1,700 sqft $68,000 $25
Bruceville 2 Beds, 1 Bath, 1,230 sqft $45,000 $15
Lane 2 Beds, 1 Bath, 1,250 sqft $46,000 $12
Petty, IL 3 Beds, 1 Bath, 1,630 sqft $75,000 $21
Dover Hill 2 Beds, 1 Bath, 970 sqft $22,000 $16
Harrodsburg 3 Beds, 1 Bath, 1,370 sqft $46,000 $10
Knight 3 Beds, 2 Baths, 1,890 sqft $69,000 $21
Mitcheltree 3 Beds, 1 Bath, 1,610 sqft $45,000 $25
Bainbridge 3 Beds, 1 Bath, 2,120 sqft $89,000 $53
Allison, IL 3 Beds, 2 Baths, 2,280 sqft $79,000 $20
3 Beds, 2 Baths, 1,480 sqft $77,000 $24
Palestine, IL 3 Beds, 1 Bath, 1,820 sqft $63,000 $24
Barr 2 Beds, 1 Bath, 1,170 sqft $46,000 $11
Lick Prairie, IL 2 Beds, 1 Bath, 1,140 sqft $47,000 $14
Loogootee 2 Beds, 1 Bath, 1,590 sqft $66,000 $25
Rockport 3 Beds, 2 Baths, 1,900 sqft $62,000 $36

If your Otwell, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Otwell:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
FIRE $53,000
HAIL $8,000

Your Otwell, IN insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Schatz Insurance Agency, 1111 n main st, Huntingburg, IN, 47542
  • Travelers: Kunkel Insurance Agency, 414 jackson st, Jasper, IN, 47546 812-482-4556
  • Farmers: J Martin Seidl, 511 jackson st, Jasper, IN, 47546 (812) 634-2490
  • State Farm: Malcolm Dubbs Iii, 7 sullivan dr, Washington, IN, 47501-4517 812-254-6181
  • Allstate: Cummings Agency Inc, po box 96, Montgomery, IN, 47558 (812) 486-3404

Your Background Impacts Your Home Insurance Quotes

Here is a list of Otwell, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 2 Pets, Smoker $70
Unemployed 700-749 Credit Score No Income 1 Pet, Non-Smoker $210
Freelancer 550-599 Credit Score $100 to $150,000 3 Pets, Smoker $200