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The variables explained here drive your Salem, IN Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Salem, IN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Salem, IN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Salem 3 Beds, 1 Bath, 1360 sqft $117,000 $26
Lauramie 3 Beds, 2 Baths, 2,110 sqft $145,000 $54
Clayton 2 Beds, 1 Bath, 1,400 sqft $69,000 $34
Heritage Lake 2 Beds, 1 Bath, 1,470 sqft $66,000 $31
Purdue University 3 Beds, 2 Baths, 2,070 sqft $129,000 $67
Michigantown 2 Beds, 1 Bath, 1,120 sqft $93,000 $50
Cloverdale 3 Beds, 1 Bath, 1,710 sqft $104,000 $50
Sugar Creek 3 Beds, 2 Baths, 1,720 sqft $107,000 $37
Trafalgar 2 Beds, 1 Bath, 940 sqft $67,000 $12
Battle Ground 2 Beds, 1 Bath, 1,650 sqft $112,000 $43
Tippecanoe 2 Beds, 1 Bath, 1,280 sqft $76,000 $41
Williamsport 3 Beds, 1 Bath, 2,030 sqft $178,000 $62
Lawrence 2 Beds, 1 Bath, 1,750 sqft $140,000 $44
Gosport 3 Beds, 1 Bath, 2,050 sqft $132,000 $47
Floyd 3 Beds, 2 Baths, 1,430 sqft $95,000 $24
Darlington 2 Beds, 1 Bath, 1,030 sqft $73,000 $40
Sugar Ridge 2 Beds, 1 Bath, 1,790 sqft $103,000 $38
Otter Creek 2 Beds, 1 Bath, 1,690 sqft $114,000 $60
Bargersville 3 Beds, 1 Bath, 2,290 sqft $169,000 $59
Veedersburg 3 Beds, 2 Baths, 1,640 sqft $101,000 $40
Russiaville 3 Beds, 1 Bath, 2,050 sqft $157,000 $54

If your Salem, IN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Salem:

Claim Typical Claim Amount
THEFT/BURGLARY $2,500
PHYSICAL DAMAGE $2,500
LIABILITY (ALL OTHER) $12,000

Your Salem, IN insurance agent (see examples below) can help with your claims.

  • Nationwide: Grove Insurance Company Inc., 319 e main st, Brownsburg, IN, 46112-1228 (317) 852-0100
  • Liberty Mutual Independent: Johnson & Williamson Insurance Llc, 3535 clarks creek road, Plainfield, IN, 46168
  • Travelers: Doug Jones Jr Agency Inc, 97 dover st ste 100, Avon, IN, 46123 317-273-4566
  • Farmers: Jeffrey Jeff Crose, 709 e main st, Brownsburg, IN, 46112 (317) 350-2142
  • GEICO: Jay Pletch, 3837 north high school road suite 10, Indianapolis, IN, 46254 (317) 216-0932

Your Background Impacts Your Home Insurance Quotes

Here is a list of Salem, IN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 2 Pets, Non-Smoker $230
Part Time Job 500-549 Credit Score <$25,000 No Pets, Smoker $590
Full Time Job 800-850 Credit Score >$150,000 1 Pet, Smoker $310