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Check out some must see numbers behind your Kirkland, IL Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Kirkland, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kirkland, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kirkland 4 Beds, 2 Baths, 2870 sqft $204,000 $101
Wonder Lake 3 Beds, 2 Baths, 1,440 sqft $177,000 $47
Lake Ivanhoe, WI 4 Beds, 3 Baths, 2,660 sqft $239,000 $50
Big Rock 4 Beds, 2 Baths, 3,320 sqft $342,000 $113
West Chicago 3 Beds, 2 Baths, 2,040 sqft $159,000 $84
Scott 4 Beds, 1 Bath, 1,860 sqft $137,000 $71
East Grove 4 Beds, 1 Bath, 3,380 sqft $422,000 $119
Burlington, WI 4 Beds, 1 Bath, 2,410 sqft $283,000 $82
North Aurora 2 Beds, 1 Bath, 1,550 sqft $163,000 $52
Dimmick 2 Beds, 1 Bath, 1,030 sqft $73,000 $30
Elmhurst 2 Beds, 1 Bath, 1,760 sqft $135,000 $50
Amboy 2 Beds, 1 Bath, 1,590 sqft $213,000 $61
Third Lake 3 Beds, 2 Baths, 2,050 sqft $149,000 $57
Adeline 4 Beds, 2 Baths, 2,670 sqft $317,000 $76
Buffalo 4 Beds, 1 Bath, 2,460 sqft $276,000 $65
Jordan 4 Beds, 2 Baths, 3,330 sqft $242,000 $95
Owen 3 Beds, 2 Baths, 2,040 sqft $214,000 $51
Greenwood 4 Beds, 2 Baths, 3,290 sqft $380,000 $132
Grayslake 2 Beds, 1 Bath, 1,090 sqft $94,000 $45
Wysox 2 Beds, 1 Bath, 910 sqft $74,000 $32
Brodhead, WI 2 Beds, 1 Bath, 1,040 sqft $94,000 $36

If your Kirkland, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kirkland:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
WIND $8,500
SMOKE $42,500

Your Kirkland, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Jim Kelly Ins Agency Inc, 3318 n main street, Rockford, IL, 61103 (815) 986-0133
  • Liberty Mutual Independent: Crum-Halsted Agency Inc, 2350 bethany rd, Sycamore, IL, 60178 815-756-2906
  • Travelers: Northern Illinois Insurance Agency Inc, 6090 strathmoor dr ste 3, Rockford, IL, 61107 815-226-9353
  • Farmers: Roger Larsen, 242 s state st # 453, Hampshire, IL, 60140 (847) 683-9500
  • State Farm: Jason Lamont, 2552a charles st, Rockford, IL, 61108-1652 815-397-6982

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kirkland, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $50 to $75,000 3 Pets, Smoker $360
Unemployed 650-699 Credit Score No Income No Pets, Smoker $680
Full Time Job 750-799 Credit Score $75 to $100,000 1 Pet, Non-Smoker $440