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Gain useful knowledge on Herscher, IL Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Herscher, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Herscher, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Herscher 2 Beds, 1 Bath, 1150 sqft $99,000 $43
Dayton 4 Beds, 2 Baths, 2,440 sqft $149,000 $63
Ingalls Park 4 Beds, 3 Baths, 2,080 sqft $116,000 $37
Rockdale 3 Beds, 1 Bath, 1,530 sqft $125,000 $32
Pella 3 Beds, 1 Bath, 1,920 sqft $203,000 $66
Grant Park 4 Beds, 1 Bath, 3,370 sqft $278,000 $93
Stockland 2 Beds, 1 Bath, 950 sqft $81,000 $30
Loda 4 Beds, 1 Bath, 2,140 sqft $171,000 $68
Esmen 2 Beds, 1 Bath, 1,490 sqft $95,000 $41
New Lenox 3 Beds, 2 Baths, 1,330 sqft $121,000 $29
Kempton 4 Beds, 1 Bath, 2,060 sqft $170,000 $33
Frankfort Square 2 Beds, 1 Bath, 1,070 sqft $82,000 $39
Chicago Ridge 4 Beds, 3 Baths, 1,740 sqft $143,000 $60
Preston Heights 3 Beds, 1 Bath, 2,180 sqft $278,000 $100
Papineau 2 Beds, 1 Bath, 1,370 sqft $139,000 $37
Willow Springs 4 Beds, 1 Bath, 2,500 sqft $227,000 $76
South Wilmington 2 Beds, 1 Bath, 1,510 sqft $91,000 $47
Ottawa 2 Beds, 1 Bath, 1,160 sqft $113,000 $37
Amity 3 Beds, 1 Bath, 2,220 sqft $128,000 $53
De Motte, IN 4 Beds, 1 Bath, 2,490 sqft $298,000 $83
Indian Grove 3 Beds, 1 Bath, 2,120 sqft $185,000 $74

If your Herscher, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Herscher:

Claim Typical Claim Amount
SMOKE $42,500
THEFT/BURGLARY $2,000
PHYSICAL DAMAGE $4,000

Your Herscher, IL insurance agent (see examples below) can help with your claims.

  • Travelers: First Trust Holding Financial, 605 s main st, Clifton, IL, 60927 815-694-2512
  • State Farm: Matt Nafziger, 396 s kennedy dr., Bradley, IL, 60915 815-932-7329
  • Farmers: Thomas Muchowski, 326 e baltimore st, Wilmington, IL, 60481 (815) 476-5242
  • Allstate: Trotter & Associates Insurance, 395 s broadway st, Coal City, IL, 60416 (815) 634-3700
  • Erie: Lee Sharman & Assoc Ins Agcy Inc, 150 n small ave, Kankakee, IL, 60901 815-939-2170

Your Background Impacts Your Home Insurance Quotes

Here is a list of Herscher, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 3 Pets, Non-Smoker $70
Freelancer 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $650
Retired 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $430