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Read about what causes changes in your Phenix, IL Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Phenix, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Phenix, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Phenix 3 Beds, 2 Baths, 2030 sqft $259,000 $58
Bowling 3 Beds, 1 Bath, 2,250 sqft $172,000 $79
Oak Run 3 Beds, 1 Bath, 1,370 sqft $128,000 $38
Lee Center 3 Beds, 1 Bath, 2,340 sqft $296,000 $103
East Galesburg 3 Beds, 1 Bath, 2,280 sqft $188,000 $69
Grand Detour 4 Beds, 3 Baths, 3,160 sqft $249,000 $56
Port Byron 4 Beds, 3 Baths, 2,620 sqft $249,000 $86
Bureau 4 Beds, 1 Bath, 2,690 sqft $261,000 $87
Osco 4 Beds, 1 Bath, 2,890 sqft $345,000 $103
Savanna 4 Beds, 3 Baths, 1,720 sqft $151,000 $69
Walnut 4 Beds, 2 Baths, 1,910 sqft $188,000 $65
Valley 3 Beds, 2 Baths, 1,440 sqft $181,000 $61
Akron 4 Beds, 3 Baths, 3,360 sqft $451,000 $138
Hollowayville 4 Beds, 1 Bath, 3,360 sqft $235,000 $84
Weller 4 Beds, 2 Baths, 2,780 sqft $311,000 $59
Viola 3 Beds, 1 Bath, 1,550 sqft $126,000 $48
Osceola 4 Beds, 3 Baths, 2,050 sqft $187,000 $95
Preemption 3 Beds, 1 Bath, 2,280 sqft $218,000 $56
Seaton 3 Beds, 1 Bath, 1,760 sqft $233,000 $50
Duncan 3 Beds, 2 Baths, 1,240 sqft $186,000 $57
Durant, IA 4 Beds, 2 Baths, 1,660 sqft $142,000 $56

If your Phenix, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Phenix:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
WATER DAMAGE $27,500
SMOKE $42,500

Your Phenix, IL insurance agent (see examples below) can help with your claims.

  • Farmers: David Dave Williams, 2800 41st st, Moline, IL, 61265 (309) 762-8100
  • Travelers: Van Den Berghe Agency, 638 15th avenue, East Moline, IL, 61244 309-755-0658
  • Liberty Mutual Independent: Tom Chappell Insurance Agency Inc, 1910 16th st, Moline, IL, 61265 309-797-6222
  • State Farm: Jim Frederich, 204 w 1st st, Geneseo, IL, 61254-1344 309-944-5123
  • Allstate: Lori Rutten, 894 middle rd, Bettendorf, IA, 52722 (563) 424-6404

Your Background Impacts Your Home Insurance Quotes

Here is a list of Phenix, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $75 to $100,000 2 Pets, Non-Smoker $560
Unemployed 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $960
Retired Up to 499 Credit Score <$25,000 No Pets, Smoker $690