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Middlefork, IL Home Insurance Rates - What Affects It?

The issues listed mainly affect Middlefork, IL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Middlefork, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Middlefork, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Middlefork 3 Beds, 2 Baths, 1830 sqft $111,000 $45
Milks Grove 4 Beds, 1 Bath, 3,220 sqft $170,000 $73
Arcola 3 Beds, 2 Baths, 1,480 sqft $123,000 $41
Avoca 4 Beds, 1 Bath, 2,140 sqft $185,000 $61
State Line City, IN 3 Beds, 2 Baths, 2,100 sqft $132,000 $63
Crittenden 2 Beds, 1 Bath, 1,750 sqft $120,000 $51
Rantoul 3 Beds, 2 Baths, 2,290 sqft $178,000 $54
Gifford 4 Beds, 2 Baths, 2,020 sqft $120,000 $63
Pella 2 Beds, 1 Bath, 1,440 sqft $75,000 $33
Watseka 3 Beds, 1 Bath, 1,580 sqft $134,000 $39
Kentland, IN 2 Beds, 1 Bath, 970 sqft $57,000 $19
Germanville 3 Beds, 1 Bath, 1,280 sqft $98,000 $27
Belmont 4 Beds, 3 Baths, 2,190 sqft $163,000 $30
Coal Creek, IN 2 Beds, 1 Bath, 1,630 sqft $96,000 $35
Belle Prairie 4 Beds, 1 Bath, 3,070 sqft $206,000 $58
Bolivar, IN 2 Beds, 1 Bath, 1,330 sqft $79,000 $33
Middlefork 4 Beds, 1 Bath, 3,000 sqft $153,000 $37
Cropsey 2 Beds, 1 Bath, 1,640 sqft $77,000 $36
Remington, IN 2 Beds, 1 Bath, 1,570 sqft $113,000 $23
Atwood 3 Beds, 1 Bath, 2,140 sqft $174,000 $65
Bellflower 4 Beds, 1 Bath, 2,950 sqft $153,000 $71

If your Middlefork, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Middlefork:

Claim Typical Claim Amount
WIND $7,000
THEFT/BURGLARY $1,500
PHYSICAL DAMAGE $4,000

Your Middlefork, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Kemp L Berbaum Insurance Agency, 407 n vermilion st, Danville, IL, 61832 217-442-7001
  • State Farm: Mary Kirin, 143 n market st, Paxton, IL, 60957-1221 217-379-3221
  • Erie: C H Smith Insurance Agency Inc., 915 e main street, Danville, IL, 61832
  • Allstate: Theresa Abel, 2807 n vermilion st ste 1b, Danville, IL, 61832 (217) 443-6050
  • Travelers: Perry Jaynes Financial Services, 17 e liberty lane, Danville, IL, 61832 217-442-5151

Your Background Impacts Your Home Insurance Quotes

Here is a list of Middlefork, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $410
Full Time Job 700-749 Credit Score $100 to $150,000 2 Pets, Non-Smoker $70
Freelancer 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $90