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Startling Garfield, IL Home Insurance Rates Study

This startling study about Garfield, IL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Garfield, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Garfield, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Garfield 3 Beds, 1 Bath, 2100 sqft $158,000 $59
Martinton 2 Beds, 1 Bath, 1,110 sqft $68,000 $24
Burr Ridge 4 Beds, 2 Baths, 2,830 sqft $222,000 $85
Pembroke 3 Beds, 1 Bath, 2,060 sqft $221,000 $62
Loda 2 Beds, 1 Bath, 1,640 sqft $159,000 $47
Cherry 2 Beds, 1 Bath, 1,360 sqft $92,000 $44
Bolingbrook 4 Beds, 2 Baths, 1,840 sqft $169,000 $52
Streator 2 Beds, 1 Bath, 1,380 sqft $101,000 $31
Olympia Fields 4 Beds, 1 Bath, 3,030 sqft $220,000 $79
Fox 2 Beds, 1 Bath, 1,530 sqft $106,000 $42
Bourbonnais 3 Beds, 2 Baths, 2,160 sqft $204,000 $55
Thawville 4 Beds, 3 Baths, 2,510 sqft $185,000 $73
Campus 2 Beds, 1 Bath, 940 sqft $95,000 $19
Cabery 4 Beds, 2 Baths, 2,970 sqft $384,000 $89
Crete 3 Beds, 2 Baths, 1,290 sqft $153,000 $36
Cheney's Grove 4 Beds, 1 Bath, 2,360 sqft $251,000 $44
Mendota 4 Beds, 1 Bath, 2,380 sqft $142,000 $45
Paxton 4 Beds, 2 Baths, 3,060 sqft $190,000 $110
Channahon 3 Beds, 2 Baths, 1,350 sqft $135,000 $78
Allen 4 Beds, 3 Baths, 1,830 sqft $215,000 $66
Grand Ridge 3 Beds, 1 Bath, 2,010 sqft $184,000 $47

If your Garfield, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Garfield:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
WIND $8,500
SMOKE $42,500

Your Garfield, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Northern Insurance Group, 114 w north st, Morris, IL, 60450 (815) 942-0017
  • State Farm: Phil Dinelli, 1802 n division, Morris, IL, 60450-1183 815-942-6432
  • Allstate: Aaron Wehmeyer, 1802 n division st ste 403, Morris, IL, 60450 (815) 942-1445
  • Farmers: Thomas Muchowski, 326 e baltimore st, Wilmington, IL, 60481 (815) 476-5242
  • Travelers: Northern Insurance Group, 114 w north st, Morris, IL, 60450 (815) 942-0017

Your Background Impacts Your Home Insurance Quotes

Here is a list of Garfield, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score No Income 1 Pet, Smoker $50
Freelancer 550-599 Credit Score $100 to $150,000 No Pets, Smoker $260
Unemployed 800-850 Credit Score <$25,000 3 Pets, Smoker $400