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In Depth Analysis of Waterman, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Waterman, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Waterman, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Waterman 3 Beds, 2 Baths, 2320 sqft $231,000 $70
Justice 2 Beds, 1 Bath, 1,300 sqft $161,000 $43
Malta 3 Beds, 1 Bath, 1,650 sqft $162,000 $62
Addison 3 Beds, 1 Bath, 1,760 sqft $165,000 $43
Port Barrington 4 Beds, 1 Bath, 3,140 sqft $311,000 $121
Ottawa 2 Beds, 1 Bath, 1,440 sqft $196,000 $28
Mark 2 Beds, 1 Bath, 1,040 sqft $131,000 $37
Lombard 2 Beds, 1 Bath, 1,800 sqft $175,000 $89
Tonica 2 Beds, 1 Bath, 1,270 sqft $150,000 $35
Campton 2 Beds, 1 Bath, 1,760 sqft $268,000 $67
Wonder Lake 4 Beds, 2 Baths, 1,770 sqft $173,000 $100
Farm Ridge 4 Beds, 3 Baths, 2,740 sqft $272,000 $112
Oglesby 3 Beds, 2 Baths, 1,940 sqft $123,000 $46
Bolingbrook 3 Beds, 2 Baths, 1,640 sqft $178,000 $71
Somonauk 4 Beds, 2 Baths, 2,810 sqft $335,000 $85
Grand Ridge 4 Beds, 1 Bath, 1,900 sqft $203,000 $71
Greenwood 4 Beds, 1 Bath, 1,710 sqft $252,000 $84
Dover 3 Beds, 1 Bath, 2,360 sqft $245,000 $54
Itasca 3 Beds, 1 Bath, 1,340 sqft $141,000 $37
Forest Lake 4 Beds, 2 Baths, 1,960 sqft $207,000 $73
Westmont 2 Beds, 1 Bath, 1,290 sqft $114,000 $54

If your Waterman, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Waterman:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
PHYSICAL DAMAGE $4,000
WIND $8,500

Your Waterman, IL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Crum-Halsted Agency Inc, 2350 bethany rd, Sycamore, IL, 60178 815-756-2906
  • Travelers: Bmc Insurance Agency Inc, 153 e lincoln ave, Hinckley, IL, 60520 815-286-3273
  • Farmers: Richard Dibartelo, 304 e south st apt c, Plano, IL, 60545 (630) 552-7611
  • State Farm: Scott Zeimet, 2587 sycamore rd ste d, Dekalb, IL, 60115-2092 815-748-3101
  • Allstate: Jill Ellis-Craig, 1565 dekalb ave ste d, Sycamore, IL, 60178 (815) 899-8030

Your Background Impacts Your Home Insurance Quotes

Here is a list of Waterman, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income No Pets, Smoker $380
Retired 800-850 Credit Score No Income More than 3 Pets at home, Non-Smoker $290
Freelancer 550-599 Credit Score $75 to $100,000 3 Pets, Non-Smoker $880