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Given here are some important aspects of your Ridott, IL Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Ridott, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ridott, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ridott 3 Beds, 1 Bath, 2160 sqft $210,000 $75
Shirland 2 Beds, 1 Bath, 1,680 sqft $86,000 $42
Hampshire 3 Beds, 1 Bath, 2,260 sqft $229,000 $83
Woosung 2 Beds, 1 Bath, 1,250 sqft $101,000 $29
Ashton 3 Beds, 2 Baths, 1,910 sqft $125,000 $53
Oregon, WI 3 Beds, 1 Bath, 1,440 sqft $101,000 $31
Union Grove 2 Beds, 1 Bath, 1,110 sqft $121,000 $21
Winslow 4 Beds, 2 Baths, 1,820 sqft $159,000 $41
Gratiot, WI 3 Beds, 1 Bath, 2,100 sqft $170,000 $49
Lyndon 2 Beds, 1 Bath, 1,560 sqft $119,000 $41
Poplar Grove 3 Beds, 2 Baths, 2,030 sqft $130,000 $56
Buckeye 2 Beds, 1 Bath, 970 sqft $103,000 $25
Pearl City 4 Beds, 3 Baths, 2,320 sqft $208,000 $73
Andover, IA 4 Beds, 2 Baths, 1,990 sqft $197,000 $51
Clinton, WI 4 Beds, 2 Baths, 2,000 sqft $170,000 $56
Lake Lorraine, WI 3 Beds, 2 Baths, 1,820 sqft $153,000 $47
Lamont, WI 4 Beds, 1 Bath, 2,010 sqft $219,000 $71
Rochelle 4 Beds, 3 Baths, 2,770 sqft $219,000 $91
Chemung 3 Beds, 2 Baths, 2,280 sqft $165,000 $47
Alden 3 Beds, 1 Bath, 1,570 sqft $114,000 $28
Waddams 2 Beds, 1 Bath, 1,280 sqft $73,000 $36

If your Ridott, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ridott:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
SMOKE $42,500
WIND $8,500

Your Ridott, IL insurance agent (see examples below) can help with your claims.

  • Nationwide: Jim Kelly Ins Agency Inc, 3318 n main street, Rockford, IL, 61103 (815) 986-0133
  • Farmers: Lynn Kempel, 1255 w empire st ste 7, Freeport, IL, 61032 (815) 297-9900
  • Travelers: Douglas Sreenan Insurance Agency Inc, 3326 11th street, Rockford, IL, 61109 815-398-0731
  • Liberty Mutual Independent: Broadmoor Agency Inc, 321 w state st, Rockford, IL, 61101 (815) 965-6700
  • State Farm: Kevin Doyle, 102 s benton st, Winnebago, IL, 61088 815-335-7000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ridott, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Smoker $890
Freelancer 500-549 Credit Score >$150,000 3 Pets, Smoker $650
Full Time Job 750-799 Credit Score <$25,000 No Pets, Non-Smoker $240