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Never Seen Locust, IL Home Insurance Rates Data

Understand never seen data about Locust, IL Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Locust, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Locust, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Locust 2 Beds, 1 Bath, 1690 sqft $73,000 $29
Big Spring 2 Beds, 1 Bath, 1,350 sqft $100,000 $35
Lincoln 2 Beds, 1 Bath, 1,360 sqft $68,000 $30
Litchfield 2 Beds, 1 Bath, 1,290 sqft $52,000 $22
Bethany 3 Beds, 1 Bath, 1,940 sqft $109,000 $46
St. Elmo 5 Beds, 4 Baths, 1,550 sqft $119,000 $40
Maxwell 5 Beds, 4 Baths, 2,400 sqft $95,000 $61
Watson 3 Beds, 2 Baths, 2,180 sqft $146,000 $48
Waggoner 5 Beds, 1 Bath, 1,840 sqft $118,000 $48
East Gillespie 2 Beds, 1 Bath, 1,000 sqft $65,000 $31
Bird 5 Beds, 2 Baths, 4,020 sqft $249,000 $49
Schram City 3 Beds, 2 Baths, 2,010 sqft $164,000 $47
Argenta 3 Beds, 1 Bath, 1,860 sqft $106,000 $36
Mount Clare 5 Beds, 4 Baths, 1,910 sqft $136,000 $34
Mount Olive 3 Beds, 1 Bath, 1,900 sqft $96,000 $34
Curran 3 Beds, 1 Bath, 1,860 sqft $77,000 $44
Whitley 2 Beds, 1 Bath, 1,480 sqft $109,000 $28
Bois D'Arc 2 Beds, 1 Bath, 1,620 sqft $59,000 $31
Effingham 5 Beds, 2 Baths, 3,850 sqft $240,000 $82
New Douglas 2 Beds, 1 Bath, 1,150 sqft $40,000 $13
Lovington 5 Beds, 3 Baths, 1,960 sqft $79,000 $39

If your Locust, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Locust:

Claim Typical Claim Amount
WATER DAMAGE $27,500
WIND $8,500
PHYSICAL DAMAGE $4,000

Your Locust, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Dimond Bros Insurance Llc, 1011 n webster, Taylorville, IL, 62568 217-824-9633
  • State Farm: Joe L Meeks Clu, Chfc, 925 west spresser, Taylorville, IL, 62568-1831 217-824-4208
  • Erie: Koonce Insurance Agency Inc., 306 e first street suite a, Pana, IL, 62557
  • Liberty Mutual Independent: Mcclure Halberg Inc, 125 w poplar st, Taylorville, IL, 62568 (217) 824-2266
  • State Farm: Tim Huber, 111 s pine st, Nokomis, IL, 62075-1650 217-563-8325

Your Background Impacts Your Home Insurance Quotes

Here is a list of Locust, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score No Income More than 3 Pets at home, Non-Smoker $50
Part Time Job 750-799 Credit Score $25 to 50,000 No Pets, Non-Smoker $260
Full Time Job 700-749 Credit Score $50 to $75,000 2 Pets, Smoker $410