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In Depth Analysis of Atkinson, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Atkinson, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Atkinson, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Atkinson 4 Beds, 1 Bath, 1890 sqft $100,000 $65
Abington 3 Beds, 2 Baths, 2,090 sqft $97,000 $36
Arlington 4 Beds, 2 Baths, 1,860 sqft $129,000 $50
Fenton 2 Beds, 1 Bath, 1,350 sqft $112,000 $27
Oak Grove 4 Beds, 1 Bath, 3,010 sqft $233,000 $54
Milo 2 Beds, 1 Bath, 1,310 sqft $130,000 $29
Seaton 2 Beds, 1 Bath, 1,760 sqft $127,000 $36
Hooppole 4 Beds, 3 Baths, 2,850 sqft $202,000 $71
Malden 4 Beds, 1 Bath, 2,670 sqft $160,000 $75
Dixon 3 Beds, 2 Baths, 1,460 sqft $92,000 $45
Union Grove 4 Beds, 1 Bath, 1,620 sqft $153,000 $63
Rock Island 2 Beds, 1 Bath, 1,690 sqft $136,000 $51
Waterford, IA 4 Beds, 2 Baths, 2,540 sqft $223,000 $49
Morrison 4 Beds, 3 Baths, 3,120 sqft $225,000 $79
Moline 4 Beds, 3 Baths, 2,800 sqft $264,000 $74
Perryton 4 Beds, 3 Baths, 2,480 sqft $141,000 $108
Pleasant Valley, IA 4 Beds, 2 Baths, 2,450 sqft $131,000 $58
Nelson 3 Beds, 1 Bath, 1,710 sqft $75,000 $34
Stockton, IA 3 Beds, 2 Baths, 1,360 sqft $102,000 $32
Osceola 4 Beds, 1 Bath, 3,110 sqft $240,000 $86
Matherville 2 Beds, 1 Bath, 1,090 sqft $98,000 $30

If your Atkinson, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Atkinson:

Claim Typical Claim Amount
WATER DAMAGE $27,500
OPTIONAL COVERAGE LOSSES $18,000
WIND $8,500

Your Atkinson, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Amber Patch, 237 tenney st, Kewanee, IL, 61443 (309) 851-0430
  • Travelers: Hanford Ins Agency Inc, 119 s state st, Geneseo, IL, 61254 309-944-5151
  • Liberty Mutual Independent: Lyle R Jager Agency Inc, 180 west south street, Kewanee, IL, 61443 309-852-5522
  • State Farm: Rich Sheley, 121 n state st, Geneseo, IL, 61254-1345 309-944-2374
  • Allstate: Thomas Burhorn, 120 n main st, Kewanee, IL, 61443 (309) 853-4143

Your Background Impacts Your Home Insurance Quotes

Here is a list of Atkinson, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $300
Unemployed Up to 499 Credit Score No Income 1 Pet, Non-Smoker $160
Freelancer 700-749 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $160