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Read amazing research on Illiopolis, IL Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Illiopolis, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Illiopolis, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Illiopolis 4 Beds, 3 Baths, 2150 sqft $121,000 $59
Hammond 3 Beds, 1 Bath, 2,380 sqft $149,000 $48
Tower Hill 4 Beds, 3 Baths, 2,380 sqft $213,000 $71
Dry Point 3 Beds, 1 Bath, 1,530 sqft $90,000 $56
Illiopolis 3 Beds, 2 Baths, 1,860 sqft $101,000 $30
Litchfield 4 Beds, 1 Bath, 2,050 sqft $119,000 $53
Marrowbone 2 Beds, 1 Bath, 930 sqft $46,000 $17
Palmer 3 Beds, 2 Baths, 2,040 sqft $133,000 $62
Richland 4 Beds, 3 Baths, 2,790 sqft $158,000 $48
Greenview No. 6 4 Beds, 1 Bath, 2,550 sqft $182,000 $78
Dry Grove 2 Beds, 1 Bath, 1,660 sqft $145,000 $39
Spaulding 4 Beds, 1 Bath, 2,570 sqft $172,000 $79
Delavan 4 Beds, 2 Baths, 1,990 sqft $167,000 $39
Raymond 3 Beds, 2 Baths, 1,840 sqft $175,000 $54
McLean 4 Beds, 1 Bath, 3,010 sqft $214,000 $59
Petersburg No. 15 4 Beds, 1 Bath, 2,720 sqft $165,000 $63
Garrett 2 Beds, 1 Bath, 1,240 sqft $93,000 $39
Capital 3 Beds, 2 Baths, 1,640 sqft $92,000 $41
Moweaqua 3 Beds, 1 Bath, 2,320 sqft $147,000 $61
Sadorus 3 Beds, 1 Bath, 2,200 sqft $192,000 $81
Nixon 4 Beds, 2 Baths, 3,340 sqft $142,000 $69

If your Illiopolis, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Illiopolis:

Claim Typical Claim Amount
WATER DAMAGE $27,500
THEFT/BURGLARY $2,000
SMOKE $42,500

Your Illiopolis, IL insurance agent (see examples below) can help with your claims.

  • Travelers: Downing Przykopanski Clements & May Agcy Inc, 109 s lafayette, Mt Pulaski, IL, 62548 217-792-5251
  • State Farm: Rob Lipic, 1212 e pershing rd, Decatur, IL, 62526-4729 217-877-6453
  • Allstate: Jason Plumb, 2945 e sangamon ave # 1, Springfield, IL, 62702 (217) 522-7102
  • Liberty Mutual Independent: Dansig Inc, 111 e decatur st, Decatur, IL, 62521 217-423-3311
  • Erie: Preston Insurance Agency, 3795 n woodford street, Decatur, IL, 62526

Your Background Impacts Your Home Insurance Quotes

Here is a list of Illiopolis, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $50
Unemployed 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $330
Retired 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $360