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In Depth La Clede, IL Home Insurance Rates Analysis

In Depth Analysis of La Clede, IL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in La Clede, IL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for La Clede, IL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
La Clede 2 Beds, 1 Bath, 1140 sqft $59,000 $12
Mount Erie 4 Beds, 1 Bath, 2,550 sqft $90,000 $36
Tower Hill 3 Beds, 2 Baths, 1,870 sqft $99,000 $36
Ste. Marie 2 Beds, 1 Bath, 1,440 sqft $61,000 $27
Panama 2 Beds, 1 Bath, 1,460 sqft $87,000 $25
Coffeen 3 Beds, 1 Bath, 1,790 sqft $106,000 $47
Shumway 2 Beds, 1 Bath, 1,670 sqft $63,000 $20
Johnsonville 3 Beds, 2 Baths, 1,570 sqft $104,000 $32
Mulberry Grove 3 Beds, 2 Baths, 2,310 sqft $78,000 $50
South Muddy 4 Beds, 3 Baths, 2,410 sqft $91,000 $33
Butler Grove 4 Beds, 3 Baths, 2,550 sqft $118,000 $44
Odin 4 Beds, 2 Baths, 2,340 sqft $115,000 $34
Pana 2 Beds, 1 Bath, 1,780 sqft $114,000 $23
Walnut Hill 2 Beds, 1 Bath, 1,770 sqft $95,000 $34
Toledo 4 Beds, 2 Baths, 1,760 sqft $88,000 $38
Okaw 3 Beds, 1 Bath, 1,870 sqft $119,000 $26
Mount Vernon 3 Beds, 1 Bath, 2,100 sqft $113,000 $47
German 3 Beds, 1 Bath, 1,270 sqft $54,000 $18
Irvington 3 Beds, 2 Baths, 2,070 sqft $115,000 $39
Donnellson 4 Beds, 2 Baths, 2,530 sqft $123,000 $26
Keenes 2 Beds, 1 Bath, 1,240 sqft $47,000 $19

If your La Clede, IL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in La Clede:

Claim Typical Claim Amount
WATER DAMAGE $27,500
PHYSICAL DAMAGE $4,000
SMOKE $42,500

Your La Clede, IL insurance agent (see examples below) can help with your claims.

  • Farmers: Joyce Odonnell, 303 n main st, Flora, IL, 62839 (618) 662-6462
  • Travelers: T W Harrison & Associates Inc, 230 south route 45, Louisville, IL, 62858 618-665-3375
  • Liberty Mutual Independent: Mckellar Robertson & Mccarty & Click Ins, 500 w gallatin st, Vandalia, IL, 62471 (618) 283-4200
  • State Farm: Dan Lutz, 9 n main st, Altamont, IL, 62411-1446 618-483-6920
  • Allstate: Ryan Pottorff, 829 w north ave, Flora, IL, 62839 (618) 662-3300

Your Background Impacts Your Home Insurance Quotes

Here is a list of La Clede, IL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income No Pets, Smoker $290
Retired 550-599 Credit Score No Income 1 Pet, Smoker $430
Freelancer 600-649 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $30